The verdict
Homeowners in Texas pay about $2,349/yr, 32% above the U.S. average - the 7th most expensive of 51 states.
$2,349 State avg premium (#7 of 51) Premium rank counts states with a reported average premium, highest first, abbreviation tiebreak. Nonrenewal rank counts states that publish a rate. In-state ZIP #1s are separate extracts.
Texas vs all states by ZIP-mean homeowners premium
Where this state's average ZIP premium sits among every state that reports one (lower is better for homeowners)
$2,349 Higher than most lower premium than 12% of 51 states
Texas
<$1.3k ≥$2.5k
States, banded by ZIP-mean annual homeowners premium (FIO)
Each bar is a $0.001K-wide band; taller bars hold more states. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source U.S. Treasury FIO Homeowners Insurance Markets Report · 2022
Source: U.S. Department of the Treasury, Federal Insurance Office, "Analyses of U.S. Homeowners Insurance Markets, 2018–2022."
Each state figure on this page is the 2022 average across the state's ZIP codes, counting every ZIP once; the change figures compare 2018 with 2022.
See methodology for how the state rank and national comparison are calculated.
How Texas Compares Premium vs National
32% above
$2,349 vs the national $1,776 per year
Premium Change
+4.1%
2018-2022 change, 30th of 51 states on growth
Avg Loss Ratio (2022)
50.0%
Claims paid vs premiums earned
National 58.0%: insurers retain more margin here
Data Snapshot: Texas Homeowners Insurance The Texas figures above are a plain mean of ZIP-level averages for 2022, in which a ZIP of a few hundred people counts the same as one of tens of thousands. Weighting each ZIP by its population, closer to what a typical Texas homeowner pays, gives $2,675 per year.
Within Texas, premium dispersion across ZIP codes is substantial: the most expensive ZIP (75205 in Dallas) charges 801% more than the least expensive (77650 in Port Bolivar), reflecting local differences in catastrophe exposure, construction costs, and claims history. The FIO dataset aggregates voluntary reporting from the 40 largest homeowners insurers covering roughly 80% of the U.S. market, so ZIP-level figures represent market averages rather than individual quotes; actual premiums vary with dwelling value, deductible, coverage limits, and insurer-specific underwriting. This page is a FIO registry extract, not a quote or a recommendation.
How to read these figures: state averages on this page are computed from U.S. Treasury
Federal Insurance Office data, which the office collects directly from the largest homeowners
insurers and reports at the ZIP-code level. A statewide average blends expensive coastal and
wildfire-exposed markets with lower-cost inland areas, so the figure is a useful benchmark but
will understate what some residents pay and overstate what others pay. The loss ratio is the
share of every premium dollar that insurers returned as claims; sustained ratios near or above
one signal a market under pressure, where rate increases, tighter underwriting, or nonrenewals
tend to follow. Claim frequency and nonrenewal rates show how often policies result in claims
and how often insurers decline to renew, both of which track local catastrophe exposure. Treat
the state number as a registry average, then open the ZIP table below for the same filing year's
local premium and nonrenewal extracts.
Loss Ratio Reading: Texas Texas statewide - FIO 2022, mean of ZIP codes: 50% (Insurer-favorable) - low claim payout, insurer retains a healthy margin.
1,504
2018-2022
U.S. Treasury FIO
Premium Trends (2018-2022) Year Avg Premium Median Premium Loss Ratio Claim Freq Nonrenewal 2018 $2,256 $2,196 50.7% 6.97% N/A 2019 $2,239
(-0.8%)
$2,174 51.9% 7.82% N/A 2020 $2,247
(+0.4%)
$2,181 55.8% 7.19% N/A 2021 $2,284
(+1.6%)
$2,208 74.7% 10.20% N/A 2022 $2,349
(+2.9%)
$2,249 50.0% 5.67% N/A
$2,200 $2,250 $2,300 $2,350 $2,400
2018 2019 2020 2021 2022
$2,349
Average homeowners premium per year in Texas. Most Expensive ZIP Codes in Texas #1 $8,194/yr
Loss ratio: 44%
#2 $7,568/yr
Loss ratio: 38%
#3 $7,351/yr
Loss ratio: 39%
#4 $6,977/yr
Loss ratio: 73%
#5 $6,871/yr
Loss ratio: 24%
#6 $6,545/yr
Loss ratio: 35%
#7 $6,410/yr
Loss ratio: 21%
#8 $5,959/yr
Loss ratio: 77%
#9 $5,658/yr
Loss ratio: 11%
#10 $5,637/yr
Loss ratio: 23%
Most Affordable ZIP Codes in Texas All ZIP Codes in Texas 1,504 ZIP codes sorted by premium (highest first). Click column headers to sort.
ZIP City Premium Loss Ratio Claims Nonrenewal 75205 Dallas $8,194 43.7% 6.23% N/A 77024 Houston $7,568 37.8% 3.44% N/A 77056 Houston $7,351 39.0% 3.38% N/A 75225 Dallas $6,977 72.6% 6.59% N/A 77019 Houston $6,871 23.8% 2.40% N/A 77027 Houston $6,545 35.2% 2.28% N/A 77005 Houston $6,410 20.5% 1.81% N/A 75230 Dallas $5,959 77.4% 5.93% N/A 77401 Bellaire $5,658 10.7% 2.20% N/A 77057 Houston $5,637 23.4% 2.96% N/A 77030 Houston $5,465 10.9% 1.23% N/A 75254 Dallas $5,457 81.1% 8.72% N/A 76092 Southlake $5,267 91.9% 7.38% N/A 75209 Dallas $5,251 35.7% 4.86% N/A 75220 Dallas $5,019 58.5% 5.90% N/A 77098 Houston $4,921 19.3% 2.05% N/A 78746 Austin $4,712 43.2% 3.95% N/A 78701 Austin $4,708 187.0% 12.00% N/A 76449 Graford $4,621 96.4% 7.32% N/A 75229 Dallas $4,599 84.7% 6.50% N/A 76475 Strawn $4,598 31.0% 3.07% N/A 77059 Houston $4,530 14.4% 1.95% N/A 76034 Colleyville $4,518 91.4% 7.11% N/A 75093 Plano $4,473 72.1% 6.52% N/A 76109 Fort Worth $4,303 39.9% 4.09% N/A 77058 Houston $4,285 11.2% 2.79% N/A 77006 Houston $4,271 19.4% 2.78% N/A 78730 Austin $4,267 59.1% 6.02% N/A 76107 Fort Worth $4,214 30.7% 4.37% N/A 78703 Austin $4,191 45.9% 3.96% N/A 75022 Flower Mound $4,141 97.8% 9.79% N/A 77025 Houston $4,133 18.0% 2.30% N/A 75248 Dallas $4,133 65.1% 6.83% N/A 75034 Frisco $4,116 114.8% 16.04% N/A 77079 Houston $4,113 18.0% 3.05% N/A 77476 Simonton $4,099 1.4% 1.12% N/A 78954 Round Top $4,081 5.7% 0.44% N/A 77062 Houston $4,057 14.7% 2.88% N/A 77042 Houston $4,033 22.2% 4.28% N/A 78257 San Antonio $4,028 52.6% 3.78% N/A 77094 Houston $4,002 26.8% 4.47% N/A 77063 Houston $3,994 21.7% 4.06% N/A 75219 Dallas $3,983 62.5% 6.67% N/A 76132 Fort Worth $3,947 36.8% 5.07% N/A 75240 Dallas $3,934 54.7% 6.60% N/A 75038 Irving $3,910 58.9% 4.39% N/A 75214 Dallas $3,902 43.1% 5.71% N/A 75024 Plano $3,836 63.9% 7.28% N/A 77586 Seabrook $3,835 24.1% 2.78% N/A 77478 Sugar Land $3,808 27.3% 4.47% N/A 78733 Austin $3,788 53.4% 3.66% N/A 77096 Houston $3,777 22.0% 3.27% N/A 77345 Kingwood $3,754 30.4% 5.30% N/A 77479 Sugar Land $3,746 31.4% 4.96% N/A 78735 Austin $3,733 48.8% 3.50% N/A 75244 Dallas $3,717 61.6% 8.52% N/A 77081 Houston $3,699 14.2% 2.83% N/A 76262 Roanoke $3,689 182.4% 8.50% N/A 75252 Dallas $3,689 37.7% 4.16% N/A 75032 Rockwall $3,650 172.4% 23.62% N/A 75287 Dallas $3,638 63.3% 5.28% N/A 75182 Sunnyvale $3,566 54.1% 7.08% N/A 77055 Houston $3,548 30.2% 2.76% N/A 75019 Coppell $3,543 45.1% 5.87% N/A 76248 Keller $3,521 76.0% 6.80% N/A 77382 Spring $3,502 50.1% 4.96% N/A 75082 Richardson $3,484 45.7% 4.95% N/A 77002 Houston $3,474 17.7% 1.37% N/A 75480 Scroggins $3,470 11.3% 3.93% N/A 75094 Plano $3,470 35.7% 4.63% N/A 77069 Houston $3,456 47.5% 4.13% N/A 77450 Katy $3,443 33.5% 4.74% N/A 75201 Dallas $3,438 31.8% 6.43% N/A 77380 Spring $3,436 36.8% 4.32% N/A 75013 Allen $3,436 26.0% 3.62% N/A 76006 Arlington $3,413 60.1% 6.18% N/A 77077 Houston $3,409 25.7% 3.94% N/A 75231 Dallas $3,374 42.9% 6.39% N/A 75025 Plano $3,372 55.4% 7.31% N/A 75206 Dallas $3,367 51.6% 10.04% N/A 76035 Cresson $3,351 61.0% 7.18% N/A 77381 Spring $3,349 46.0% 5.98% N/A 77536 Deer Park $3,346 16.7% 2.57% N/A 77459 Missouri City $3,340 31.7% 4.14% N/A 78657 Horseshoe Bay $3,331 28.0% 2.56% N/A 78731 Austin $3,328 48.3% 4.60% N/A 77071 Houston $3,325 40.6% 5.10% N/A 75077 Lewisville $3,324 64.7% 7.76% N/A 75002 Allen $3,304 52.7% 5.70% N/A 79366 Ransom Canyon $3,300 17.5% 3.57% N/A 77520 Baytown $3,298 18.3% 2.33% N/A 75078 Prosper $3,293 43.1% 3.99% N/A 77546 Friendswood $3,292 20.9% 2.71% N/A 77505 Pasadena $3,289 18.7% 2.92% N/A 78024 Hunt $3,285 18.4% 1.79% N/A 76008 Aledo $3,272 50.2% 4.67% N/A 75243 Dallas $3,272 43.0% 6.29% N/A 75028 Flower Mound $3,246 58.1% 8.48% N/A 77035 Houston $3,240 19.9% 3.15% N/A 77598 Webster $3,227 12.6% 2.58% N/A 75069 Mckinney $3,224 77.9% 9.59% N/A 76226 Argyle $3,217 26.9% 2.95% N/A 78027 Kendalia $3,214 12.4% 3.70% N/A 77007 Houston $3,207 15.3% 2.19% N/A 76462 Lipan $3,205 50.2% 7.58% N/A 77021 Houston $3,198 12.3% 2.42% N/A 77611 Bridge City $3,190 12.6% 1.46% N/A 78933 Cat Spring $3,189 67.0% 3.20% N/A 77426 Chappell Hill $3,181 10.5% 3.58% N/A 75238 Dallas $3,161 39.9% 5.50% N/A 77061 Houston $3,152 31.5% 2.78% N/A 76957 Wall $3,151 98.5% 18.84% N/A 77379 Spring $3,144 32.2% 3.50% N/A 76051 Grapevine $3,142 55.6% 8.76% N/A 79121 Amarillo $3,117 30.5% 4.17% N/A 78663 Round Mountain $3,112 6.9% 0.60% N/A 79707 Midland $3,112 102.9% 13.72% N/A 77004 Houston $3,110 20.5% 3.32% N/A 75115 Desoto $3,109 58.8% 7.99% N/A 78209 San Antonio $3,103 38.5% 4.18% N/A 76016 Arlington $3,087 33.9% 4.78% N/A 75104 Cedar Hill $3,082 58.5% 7.37% N/A 75054 Grand Prairie $3,078 34.3% 5.29% N/A 79124 Amarillo $3,078 345.7% 35.37% N/A 77082 Houston $3,070 34.2% 4.67% N/A 77630 Orange $3,067 38.4% 2.87% N/A 77968 Inez $3,058 35.8% 2.73% N/A 77706 Beaumont $3,057 29.4% 3.22% N/A 75075 Plano $3,057 42.1% 6.69% N/A 77068 Houston $3,057 31.4% 3.83% N/A 79039 Groom $3,056 98.8% 17.46% N/A 78732 Austin $3,051 46.6% 5.03% N/A 76308 Wichita Falls $3,050 32.0% 7.68% N/A 79079 Shamrock $3,050 20.2% 3.73% N/A 77455 Louise $3,044 36.2% 1.32% N/A 79014 Canadian $3,042 56.1% 9.55% N/A 75023 Plano $3,041 53.0% 7.56% N/A 77437 El Campo $3,038 14.3% 3.01% N/A 75218 Dallas $3,036 51.2% 5.15% N/A 76205 Denton $3,034 38.2% 5.51% N/A 77835 Burton $3,033 29.0% 3.68% N/A 77339 Kingwood $3,033 42.3% 5.61% N/A 75208 Dallas $3,032 60.0% 6.72% N/A 75039 Irving $3,029 35.1% 3.46% N/A 76126 Fort Worth $3,025 41.5% 4.47% N/A 77389 Spring $3,021 71.8% 5.33% N/A 75058 Gunter $3,019 59.1% 5.36% N/A 77008 Houston $3,017 14.2% 2.35% N/A 77702 Beaumont $3,010 21.3% 2.28% N/A 75070 Mckinney $3,006 69.3% 9.82% N/A 75080 Richardson $3,005 46.8% 6.46% N/A 78950 New Ulm $3,003 2.7% 1.14% N/A 75063 Irving $2,995 61.7% 6.91% N/A 76054 Hurst $2,995 55.9% 5.81% N/A 78669 Spicewood $2,987 56.6% 2.82% N/A 76063 Mansfield $2,983 48.2% 5.81% N/A 76116 Fort Worth $2,983 41.5% 4.48% N/A 77031 Houston $2,982 31.4% 3.05% N/A 77041 Houston $2,982 39.0% 4.57% N/A 77659 Sour Lake $2,979 15.2% 2.30% N/A 75148 Malakoff $2,978 60.7% 6.83% N/A 76272 Valley View $2,977 50.1% 6.82% N/A 76060 Kennedale $2,975 52.7% 6.16% N/A 79381 Wilson $2,972 7.0% 2.26% N/A 75056 The Colony $2,971 40.8% 5.03% N/A 76384 Vernon $2,966 37.2% 7.17% N/A 76430 Albany $2,966 18.7% 3.81% N/A 75035 Frisco $2,956 80.3% 10.60% N/A 78935 Alleyton $2,952 17.0% 2.83% N/A 77009 Houston $2,952 12.8% 1.73% N/A 77504 Pasadena $2,950 17.4% 3.33% N/A 76258 Pilot Point $2,948 71.6% 8.48% N/A 78738 Austin $2,946 24.5% 2.33% N/A 76087 Weatherford $2,943 51.3% 5.81% N/A 76484 Palo Pinto $2,943 23.2% 4.88% N/A 77562 Highlands $2,941 18.6% 2.49% N/A 75088 Rowlett $2,939 100.4% 15.30% N/A 77336 Huffman $2,938 36.6% 4.36% N/A 76472 Santo $2,935 61.8% 9.84% N/A 75204 Dallas $2,930 49.5% 6.63% N/A 77444 Guy $2,929 14.9% 3.57% N/A 75010 Carrollton $2,927 46.6% 4.34% N/A 76070 Nemo $2,927 22.1% 2.86% N/A 77050 Houston $2,924 16.3% 3.56% N/A 77494 Katy $2,919 35.9% 4.59% N/A 77538 Devers $2,918 19.1% 2.92% N/A 75048 Sachse $2,917 29.3% 4.79% N/A 77089 Houston $2,917 17.0% 2.78% N/A 76182 North Richland Hills $2,915 55.2% 7.50% N/A 76309 Wichita Falls $2,914 87.2% 13.25% N/A 76012 Arlington $2,913 49.0% 6.02% N/A 76453 Gordon $2,907 29.1% 6.45% N/A 76265 Saint Jo $2,905 19.6% 7.00% N/A 76450 Graham $2,900 124.6% 18.93% N/A 79059 Miami $2,900 36.8% 10.53% N/A 78734 Austin $2,888 66.0% 4.01% N/A 75001 Addison $2,885 46.7% 5.58% N/A 77880 Washington $2,884 41.6% 2.29% N/A 75007 Carrollton $2,881 37.1% 6.09% N/A 75044 Garland $2,876 59.2% 7.52% N/A 77489 Missouri City $2,874 28.5% 5.22% N/A 76049 Granbury $2,873 44.1% 6.08% N/A 75859 Streetman $2,871 30.7% 5.93% N/A 79070 Perryton $2,867 26.6% 7.10% N/A 78619 Driftwood $2,865 33.7% 2.69% N/A 78932 Carmine $2,865 5.0% 1.47% N/A 75087 Rockwall $2,864 61.2% 8.41% N/A 77018 Houston $2,864 20.4% 2.76% N/A 75246 Dallas $2,861 41.6% 9.22% N/A 75089 Rowlett $2,859 58.8% 8.95% N/A 77095 Houston $2,858 52.8% 5.99% N/A 77571 La Porte $2,856 16.8% 2.48% N/A 76244 Keller $2,852 59.2% 7.46% N/A 77488 Wharton $2,843 42.4% 3.09% N/A 77441 Fulshear $2,842 25.9% 2.27% N/A 77477 Stafford $2,836 23.8% 4.69% N/A 75181 Mesquite $2,836 44.0% 8.23% N/A 76389 Windthorst $2,830 16.0% 1.68% N/A 77962 Ganado $2,829 6.3% 2.57% N/A 76013 Arlington $2,826 43.5% 5.23% N/A 76210 Denton $2,823 39.2% 4.57% N/A 77356 Montgomery $2,823 128.3% 11.34% N/A 76021 Bedford $2,822 53.1% 7.15% N/A 75081 Richardson $2,822 46.8% 7.44% N/A 77521 Baytown $2,822 14.7% 2.51% N/A 76638 Crawford $2,820 39.9% 3.42% N/A 75137 Duncanville $2,819 54.5% 7.20% N/A 76077 Rainbow $2,819 51.4% 7.69% N/A 77015 Houston $2,817 13.5% 2.69% N/A 76102 Fort Worth $2,816 32.0% 6.06% N/A 77023 Houston $2,816 11.3% 1.81% N/A 77429 Cypress $2,807 35.3% 4.78% N/A 79351 Odonnell $2,805 271.2% 29.55% N/A 77629 Nome $2,803 0.1% 0.77% N/A 77461 Needville $2,803 12.5% 2.78% N/A 76255 Nocona $2,801 35.7% 5.95% N/A 77575 Liberty $2,800 21.6% 3.54% N/A 79543 Roby $2,797 15.3% 4.76% N/A 78377 Refugio $2,796 13.9% 1.18% N/A 77070 Houston $2,789 29.8% 4.51% N/A 76110 Fort Worth $2,788 20.9% 3.02% N/A 78705 Austin $2,787 60.1% 6.03% N/A 76088 Weatherford $2,786 37.0% 5.35% N/A 76017 Arlington $2,786 37.3% 5.44% N/A 77971 Lolita $2,784 4.6% 1.52% N/A 79758 Gardendale $2,782 35.8% 6.96% N/A 77498 Sugar Land $2,782 32.1% 4.69% N/A 79119 Amarillo $2,782 66.7% 7.03% N/A 78940 Fayetteville $2,781 8.1% 2.27% N/A 76431 Chico $2,781 125.4% 6.11% N/A 77406 Richmond $2,779 31.2% 3.06% N/A 79007 Borger $2,778 108.8% 15.94% N/A 77545 Fresno $2,778 24.4% 5.05% N/A 76357 Byers $2,775 22.8% 4.76% N/A 77632 Orange $2,775 47.4% 2.66% N/A 79109 Amarillo $2,774 32.1% 4.98% N/A 76250 Lindsay $2,774 29.3% 5.45% N/A 75006 Carrollton $2,773 49.9% 7.81% N/A 76135 Fort Worth $2,773 79.5% 7.62% N/A 76240 Gainesville $2,771 43.1% 9.38% N/A 75232 Dallas $2,771 49.6% 8.22% N/A 76305 Wichita Falls $2,767 71.8% 6.90% N/A 75052 Grand Prairie $2,766 41.0% 6.29% N/A 79019 Claude $2,766 117.7% 17.84% N/A 77503 Pasadena $2,765 30.8% 2.57% N/A 78212 San Antonio $2,762 28.8% 4.46% N/A 76001 Arlington $2,757 38.8% 5.90% N/A 79553 Stamford $2,752 47.8% 5.28% N/A 77346 Humble $2,752 40.4% 5.32% N/A 77502 Pasadena $2,749 9.4% 2.24% N/A 75457 Mount Vernon $2,749 53.8% 5.26% N/A 79358 Ropesville $2,748 18.1% 4.24% N/A 77017 Houston $2,747 33.4% 1.87% N/A 79356 Post $2,746 45.7% 2.80% N/A 76011 Arlington $2,745 26.2% 3.92% N/A 77430 Damon $2,738 14.7% 3.05% N/A 76270 Sunset $2,738 10.4% 0.96% N/A 76234 Decatur $2,736 293.0% 32.45% N/A 79410 Lubbock $2,732 30.1% 5.31% N/A 79252 Quanah $2,730 50.4% 4.87% N/A 79096 Wheeler $2,728 30.7% 4.90% N/A 77957 Edna $2,727 7.0% 2.51% N/A 79040 Gruver $2,725 42.1% 9.20% N/A 75074 Plano $2,722 48.2% 5.66% N/A 76073 Paradise $2,718 518.3% 54.50% N/A 79424 Lubbock $2,717 20.5% 3.12% N/A 77904 Victoria $2,716 10.0% 2.24% N/A 79065 Pampa $2,716 27.1% 5.55% N/A 75071 Mckinney $2,714 63.2% 6.80% N/A 79068 Panhandle $2,708 63.7% 5.83% N/A 75062 Irving $2,707 44.4% 5.54% N/A 78123 Mc Queeney $2,707 265.6% 4.08% N/A 76458 Jacksboro $2,703 715.2% 41.57% N/A 75043 Garland $2,703 65.3% 9.91% N/A 77036 Houston $2,703 16.8% 1.92% N/A 76251 Montague $2,703 25.2% 7.03% N/A 77013 Houston $2,702 14.8% 3.79% N/A 79227 Crowell $2,700 78.8% 13.98% N/A 75233 Dallas $2,694 70.9% 8.11% N/A 76310 Wichita Falls $2,691 36.5% 8.00% N/A 77532 Crosby $2,690 24.0% 3.14% N/A 75234 Dallas $2,689 56.7% 8.39% N/A 77905 Victoria $2,684 12.1% 1.70% N/A 76002 Arlington $2,684 41.7% 6.21% N/A 75163 Trinidad $2,684 48.6% 7.00% N/A 76665 Meridian $2,682 35.3% 2.45% N/A 77420 Boling $2,682 5.2% 2.62% N/A 76649 Iredell $2,681 23.0% 5.04% N/A 77377 Tomball $2,678 25.5% 2.54% N/A 79102 Amarillo $2,678 22.6% 3.63% N/A 75076 Pottsboro $2,677 33.7% 5.32% N/A 78231 San Antonio $2,676 34.2% 4.75% N/A 79413 Lubbock $2,673 25.6% 4.53% N/A 75770 Larue $2,671 66.7% 9.74% N/A 75134 Lancaster $2,671 38.4% 8.31% N/A 76483 Throckmorton $2,668 31.8% 8.33% N/A 76112 Fort Worth $2,667 55.0% 5.37% N/A 77857 Gause $2,667 30.5% 4.21% N/A 79562 Tuscola $2,665 25.8% 3.72% N/A 76239 Forestburg $2,664 2.2% 0.65% N/A 79235 Floydada $2,664 54.7% 7.30% N/A 75703 Tyler $2,663 82.0% 7.84% N/A 76208 Denton $2,662 29.4% 3.91% N/A 79097 White Deer $2,659 56.9% 7.94% N/A 79325 Farwell $2,658 12.9% 3.74% N/A 79086 Sunray $2,657 73.6% 11.37% N/A 78726 Austin $2,657 37.5% 4.37% N/A 77065 Houston $2,655 37.4% 3.87% N/A 76078 Rhome $2,654 140.4% 14.63% N/A 79042 Happy $2,654 22.0% 3.66% N/A 76252 Muenster $2,651 57.2% 6.20% N/A 76230 Bowie $2,650 89.0% 8.37% N/A 79057 Mclean $2,650 81.7% 5.32% N/A 77388 Spring $2,649 32.6% 4.65% N/A 76023 Boyd $2,647 29.7% 4.71% N/A 78266 San Antonio $2,647 69.7% 8.96% N/A 76137 Fort Worth $2,647 36.7% 6.47% N/A 76179 Fort Worth $2,645 69.2% 8.69% N/A 77040 Houston $2,644 28.5% 3.88% N/A 76426 Bridgeport $2,643 71.6% 7.45% N/A 79347 Muleshoe $2,642 278.6% 36.42% N/A 75109 Corsicana $2,640 42.4% 6.78% N/A 78258 San Antonio $2,640 50.7% 6.74% N/A 75009 Celina $2,640 35.7% 3.67% N/A 76043 Glen Rose $2,640 25.7% 4.65% N/A 77418 Bellville $2,638 18.8% 2.44% N/A 76020 Azle $2,637 54.6% 5.12% N/A 77663 Village Mills $2,635 64.5% 4.18% N/A 76360 Electra $2,631 35.3% 4.63% N/A 77657 Lumberton $2,631 25.5% 3.81% N/A 79330 Justiceburg $2,631 148.7% 2.14% N/A 78248 San Antonio $2,630 37.5% 4.83% N/A 79705 Midland $2,627 54.0% 8.82% N/A 79363 Shallowater $2,622 19.4% 2.70% N/A 79015 Canyon $2,620 33.0% 4.52% N/A 76067 Mineral Wells $2,620 34.6% 4.51% N/A 79245 Memphis $2,618 25.9% 5.26% N/A 76476 Tolar $2,618 97.1% 12.78% N/A 76180 North Richland Hills $2,617 48.1% 6.63% N/A 76367 Iowa Park $2,616 32.5% 6.95% N/A 76380 Seymour $2,616 32.7% 6.41% N/A 79081 Spearman $2,614 34.9% 7.64% N/A 75065 Lake Dallas $2,614 199.0% 27.28% N/A 79106 Amarillo $2,614 29.1% 4.41% N/A 79336 Levelland $2,614 156.5% 21.80% N/A 79521 Haskell $2,613 21.3% 3.85% N/A 76302 Wichita Falls $2,613 36.7% 10.33% N/A 76028 Burleson $2,613 100.1% 13.64% N/A 77087 Houston $2,611 17.4% 2.85% N/A 77446 Prairie View $2,610 128.1% 17.65% N/A 76085 Weatherford $2,609 35.9% 5.53% N/A 77074 Houston $2,607 13.1% 1.38% N/A 78256 San Antonio $2,606 18.9% 3.76% N/A 79072 Plainview $2,604 27.7% 5.11% N/A 75249 Dallas $2,603 76.8% 11.58% N/A 75116 Duncanville $2,600 53.0% 7.99% N/A 79529 Knox City $2,599 100.8% 7.07% N/A 75414 Bells $2,598 32.1% 5.70% N/A 79241 Lockney $2,598 318.2% 37.50% N/A 77355 Magnolia $2,597 34.4% 3.44% N/A 79248 Paducah $2,595 26.5% 1.92% N/A 78962 Weimar $2,593 18.1% 1.15% N/A 76133 Fort Worth $2,590 43.6% 6.83% N/A 76225 Alvord $2,589 57.8% 3.91% N/A 76039 Euless $2,589 59.1% 8.10% N/A 79226 Clarendon $2,589 21.7% 4.47% N/A 79549 Snyder $2,587 95.4% 12.09% N/A 79357 Ralls $2,587 24.5% 3.50% N/A 76354 Burkburnett $2,587 29.3% 4.36% N/A 79201 Childress $2,586 16.0% 2.67% N/A 77043 Houston $2,586 15.7% 2.21% N/A 79547 Rule $2,585 9.9% 1.61% N/A 79088 Tulia $2,585 91.4% 12.53% N/A 79083 Stinnett $2,585 94.0% 6.72% N/A 76935 Christoval $2,582 19.8% 5.01% N/A 76366 Holliday $2,582 34.1% 4.23% N/A 76103 Fort Worth $2,579 57.1% 5.69% N/A 79005 Booker $2,575 48.4% 3.25% N/A 75237 Dallas $2,574 18.1% 6.30% N/A 76374 Olney $2,573 35.4% 4.02% N/A 75098 Wylie $2,573 25.4% 2.78% N/A 77581 Pearland $2,572 24.0% 2.63% N/A 77034 Houston $2,570 18.8% 4.19% N/A 79355 Plains $2,568 49.3% 5.68% N/A 75503 Texarkana $2,567 54.5% 9.53% N/A 77530 Channelview $2,566 19.9% 2.71% N/A 79502 Aspermont $2,566 23.2% 4.10% N/A 79311 Abernathy $2,565 37.0% 4.63% N/A 77064 Houston $2,564 28.9% 3.62% N/A 77435 East Bernard $2,561 5.7% 2.31% N/A 75447 Ivanhoe $2,560 31.3% 4.73% N/A 76022 Bedford $2,559 75.8% 10.17% N/A 75146 Lancaster $2,557 49.2% 7.42% N/A 79250 Petersburg $2,557 124.4% 7.53% N/A 77587 South Houston $2,554 8.0% 2.39% N/A 78383 Sandia $2,554 15.1% 2.42% N/A 76053 Hurst $2,554 41.9% 6.42% N/A 76108 Fort Worth $2,552 42.6% 5.97% N/A 79092 Vega $2,548 39.8% 5.98% N/A 76064 Maypearl $2,548 56.1% 7.10% N/A 78739 Austin $2,547 36.2% 4.96% N/A 75092 Sherman $2,544 68.0% 8.20% N/A 78006 Boerne $2,543 69.9% 4.38% N/A 79373 Tahoka $2,542 17.9% 5.10% N/A 76351 Archer City $2,542 20.8% 3.02% N/A 78056 Mico $2,542 68.8% 5.29% N/A 76018 Arlington $2,541 42.6% 5.75% N/A 75223 Dallas $2,539 35.3% 3.99% N/A 79701 Midland $2,539 35.3% 8.20% N/A 79343 Lorenzo $2,538 86.9% 3.92% N/A 75236 Dallas $2,538 39.1% 4.98% N/A 77963 Goliad $2,535 16.7% 4.47% N/A 77044 Houston $2,535 38.0% 3.98% N/A 76118 Fort Worth $2,535 38.5% 4.94% N/A 75061 Irving $2,532 47.0% 6.82% N/A 79545 Roscoe $2,529 19.4% 2.42% N/A 78373 Port Aransas $2,529 15.9% 0.62% N/A 76266 Sanger $2,528 125.6% 18.59% N/A 76228 Bellevue $2,528 4.9% 0.82% N/A 79041 Hale Center $2,527 29.4% 7.39% N/A 75067 Lewisville $2,526 42.2% 6.48% N/A 79036 Fritch $2,525 32.3% 6.66% N/A 76201 Denton $2,525 31.4% 4.12% N/A 77066 Houston $2,520 37.3% 5.32% N/A 76633 China Spring $2,519 21.5% 4.10% N/A 76941 Mertzon $2,519 24.3% 6.29% N/A 76123 Fort Worth $2,519 37.1% 6.13% N/A 79372 Sundown $2,518 1.0% 1.45% N/A 79084 Stratford $2,517 7.1% 3.18% N/A 77597 Wallisville $2,516 10.7% 1.64% N/A 76365 Henrietta $2,515 13.0% 3.74% N/A 75050 Grand Prairie $2,514 37.7% 6.70% N/A 76048 Granbury $2,512 64.6% 6.84% N/A 76066 Millsap $2,511 73.0% 7.69% N/A 76932 Big Lake $2,511 6.9% 2.70% N/A 76371 Munday $2,511 6.4% 4.17% N/A 76690 Walnut Springs $2,510 252.1% 6.35% N/A 75451 Leesburg $2,508 1.7% N/A N/A 75424 Blue Ridge $2,508 152.1% 18.85% N/A 78624 Fredericksburg $2,507 22.9% 3.32% N/A 76015 Arlington $2,506 34.7% 4.68% N/A 79546 Rotan $2,502 46.2% 2.88% N/A 79556 Sweetwater $2,501 11.6% 2.83% N/A 75752 Athens $2,498 61.8% 7.30% N/A 76050 Grandview $2,497 47.3% 5.92% N/A 77662 Vidor $2,495 19.1% 2.33% N/A 76065 Midlothian $2,495 55.5% 6.02% N/A 78737 Austin $2,495 38.9% 3.34% N/A 78838 Concan $2,493 15.5% 3.33% N/A 79329 Idalou $2,493 15.7% 3.33% N/A 78004 Bergheim $2,493 64.7% 8.33% N/A 77053 Houston $2,492 32.2% 4.17% N/A 79364 Slaton $2,492 52.3% 4.09% N/A 78393 Woodsboro $2,492 122.3% 2.50% N/A 75020 Denison $2,492 41.0% 6.55% N/A 76401 Stephenville $2,491 16.2% 2.23% N/A 76264 Sadler $2,491 13.6% 2.99% N/A 75068 Little Elm $2,491 183.3% 24.78% N/A 78055 Medina $2,490 143.9% 14.18% N/A 76433 Bluff Dale $2,489 108.2% 3.74% N/A 79027 Dimmitt $2,489 6.5% 2.92% N/A 77090 Houston $2,489 29.3% 4.31% N/A 77433 Cypress $2,487 39.3% 4.28% N/A 79605 Abilene $2,487 22.6% 3.51% N/A 78608 Briggs $2,487 60.0% 12.37% N/A 75476 Ravenna $2,486 152.6% 6.73% N/A 78230 San Antonio $2,486 31.6% 4.18% N/A 78934 Columbus $2,485 10.6% 1.55% N/A 77656 Silsbee $2,485 36.7% 3.07% N/A 77331 Coldspring $2,484 13.1% 2.28% N/A 76140 Fort Worth $2,484 42.5% 6.48% N/A 79035 Friona $2,484 16.0% 5.75% N/A 79346 Morton $2,481 37.3% 5.21% N/A 76951 Sterling City $2,478 48.0% 3.16% N/A 79504 Baird $2,476 17.4% 3.89% N/A 75167 Waxahachie $2,475 89.4% 7.21% N/A 76114 Fort Worth $2,473 69.6% 5.76% N/A 77092 Houston $2,471 15.4% 2.83% N/A 79322 Crosbyton $2,469 74.4% 3.05% N/A 76249 Krum $2,468 60.4% 5.68% N/A 79508 Buffalo Gap $2,467 72.1% 3.59% N/A 76071 Newark $2,466 48.4% 6.42% N/A 78013 Comfort $2,466 58.6% 5.23% N/A 78255 San Antonio $2,464 45.5% 3.93% N/A 75459 Howe $2,464 43.2% 7.26% N/A 76904 San Angelo $2,463 30.7% 4.80% N/A 76301 Wichita Falls $2,461 77.4% 10.02% N/A 79382 Wolfforth $2,461 21.9% 3.98% N/A 77584 Pearland $2,459 30.4% 3.57% N/A 79009 Bovina $2,458 101.1% 13.39% N/A 77085 Houston $2,458 21.2% 2.93% N/A 77665 Winnie $2,458 9.3% 1.98% N/A 79331 Lamesa $2,456 58.7% 3.42% N/A 79720 Big Spring $2,455 44.9% 6.76% N/A 75150 Mesquite $2,455 42.9% 7.25% N/A 75491 Whitewright $2,455 45.8% 3.68% N/A 79416 Lubbock $2,454 22.7% 3.99% N/A 75495 Van Alstyne $2,454 54.0% 5.60% N/A 78636 Johnson City $2,453 63.6% 5.75% N/A 77049 Houston $2,453 22.5% 3.69% N/A 79029 Dumas $2,450 185.0% 29.81% N/A 76134 Fort Worth $2,449 51.1% 7.72% N/A 76801 Brownwood $2,447 114.1% 19.37% N/A 78355 Falfurrias $2,444 3.6% 1.69% N/A 77713 Beaumont $2,443 24.1% 2.51% N/A 78750 Austin $2,443 39.7% 4.71% N/A 75021 Denison $2,443 40.9% 5.45% N/A 75041 Garland $2,443 47.1% 8.05% N/A 77547 Galena Park $2,439 31.7% 1.39% N/A 78010 Center Point $2,438 25.8% 5.48% N/A 76040 Euless $2,437 74.8% 9.57% N/A 76086 Weatherford $2,437 30.6% 4.85% N/A 78066 Rio Medina $2,436 529.4% 36.88% N/A 75709 Tyler $2,436 59.5% 8.11% N/A 75442 Farmersville $2,435 43.2% 6.03% N/A 79602 Abilene $2,434 18.7% 3.35% N/A 79520 Hamlin $2,434 14.8% 1.78% N/A 79601 Abilene $2,432 31.6% 5.72% N/A 78639 Kingsland $2,431 42.1% 2.97% N/A 77564 Hull $2,430 21.5% 3.31% N/A 75497 Yantis $2,429 22.5% 2.65% N/A 78379 Riviera $2,429 19.2% 0.88% N/A 75428 Commerce $2,428 61.8% 6.93% N/A 77075 Houston $2,428 22.4% 3.99% N/A 75040 Garland $2,426 53.0% 9.20% N/A 75228 Dallas $2,426 39.1% 6.31% N/A 79606 Abilene $2,425 45.9% 4.86% N/A 76652 Kopperl $2,425 22.5% 5.22% N/A 79541 Ovalo $2,424 13.3% 3.09% N/A 78654 Marble Falls $2,423 47.2% 2.79% N/A 77099 Houston $2,423 28.9% 5.12% N/A 79782 Stanton $2,422 70.8% 9.36% N/A 77535 Dayton $2,421 26.7% 2.63% N/A 76273 Whitesboro $2,420 30.2% 5.63% N/A 79316 Brownfield $2,420 156.1% 27.78% N/A 76657 Mc Gregor $2,420 29.2% 4.05% N/A 79714 Andrews $2,419 77.7% 9.20% N/A 79501 Anson $2,413 13.8% 3.79% N/A 79031 Earth $2,413 50.1% 5.45% N/A 76177 Fort Worth $2,413 77.8% 9.21% N/A 79412 Lubbock $2,412 22.2% 6.68% N/A 77901 Victoria $2,412 3.7% 1.88% N/A 76448 Eastland $2,408 60.3% 4.60% N/A 78759 Austin $2,406 49.8% 5.17% N/A 79423 Lubbock $2,406 19.0% 2.66% N/A 75224 Dallas $2,405 60.2% 8.44% N/A 79415 Lubbock $2,404 74.8% 5.15% N/A 76082 Springtown $2,404 73.7% 7.37% N/A 76457 Hico $2,403 20.7% 3.44% N/A 77386 Spring $2,401 48.7% 5.03% N/A 75144 Kerens $2,399 24.8% 4.72% N/A 75402 Greenville $2,399 54.2% 7.95% N/A 79403 Lubbock $2,399 62.8% 6.78% N/A 77625 Kountze $2,398 29.4% 2.68% N/A 77506 Pasadena $2,397 5.8% 1.36% N/A 79536 Merkel $2,396 9.8% 4.13% N/A 78332 Alice $2,396 8.7% 1.93% N/A 76031 Cleburne $2,395 73.0% 8.77% N/A 75132 Fate $2,393 29.7% 5.26% N/A 79706 Midland $2,393 209.0% 21.76% N/A 76571 Salado $2,393 673.4% 81.48% N/A 79118 Amarillo $2,393 21.6% 3.43% N/A 77033 Houston $2,392 24.8% 3.10% N/A 76424 Breckenridge $2,390 334.2% 41.24% N/A 75154 Red Oak $2,390 71.6% 8.38% N/A 78945 La Grange $2,388 49.0% 3.48% N/A 79512 Colorado City $2,387 11.3% 3.62% N/A 75149 Mesquite $2,387 50.3% 8.32% N/A 75931 Brookeland $2,386 14.1% 2.18% N/A 78956 Schulenburg $2,386 9.2% 1.40% N/A 76271 Tioga $2,386 32.0% 3.31% N/A 78676 Wimberley $2,385 35.1% 2.74% N/A 77560 Hankamer $2,384 25.7% 2.74% N/A 75462 Paris $2,383 38.7% 5.44% N/A 79108 Amarillo $2,383 93.4% 11.00% N/A 77039 Houston $2,383 10.8% 2.65% N/A 75117 Edgewood $2,382 37.8% 5.48% N/A 77707 Beaumont $2,382 27.8% 2.70% N/A 77396 Humble $2,381 38.1% 5.24% N/A 79257 Silverton $2,380 33.5% 3.48% N/A 75227 Dallas $2,380 57.4% 8.33% N/A 77011 Houston $2,378 4.4% 0.95% N/A 79766 Odessa $2,378 21.6% 4.81% N/A 76487 Poolville $2,376 27.7% 2.89% N/A 77003 Houston $2,374 13.4% 2.60% N/A 77067 Houston $2,374 41.8% 5.86% N/A 75160 Terrell $2,374 54.6% 7.61% N/A 75631 Beckville $2,373 99.9% 4.57% N/A 75422 Campbell $2,373 50.4% 5.76% N/A 75060 Irving $2,372 55.4% 8.44% N/A 76821 Ballinger $2,372 18.4% 3.74% N/A 78413 Corpus Christi $2,372 23.4% 1.32% N/A 79323 Denver City $2,371 174.0% 17.55% N/A 76634 Clifton $2,370 29.8% 4.38% N/A 77088 Houston $2,369 36.5% 4.59% N/A 76052 Haslet $2,367 53.3% 3.89% N/A 77354 Magnolia $2,367 45.3% 4.15% N/A 79064 Olton $2,367 57.6% 8.61% N/A 75156 Mabank $2,366 44.0% 6.23% N/A 77316 Montgomery $2,365 38.0% 3.92% N/A 79367 Smyer $2,365 18.1% 4.05% N/A 76435 Carbon $2,364 2196.5% 67.61% N/A 76689 Valley Mills $2,364 35.2% 5.31% N/A 79095 Wellington $2,361 12.2% 5.05% N/A 77014 Houston $2,361 36.4% 5.55% N/A 78736 Austin $2,360 35.8% 4.60% N/A 76890 Zephyr $2,360 105.1% 18.18% N/A 77084 Houston $2,360 28.4% 4.24% N/A 75241 Dallas $2,359 52.4% 9.23% N/A 76432 Blanket $2,358 52.2% 6.43% N/A 75418 Bonham $2,357 28.3% 5.56% N/A 79762 Odessa $2,354 12.4% 2.56% N/A 76033 Cleburne $2,353 50.9% 5.18% N/A 78704 Austin $2,352 39.3% 3.68% N/A 78884 Utopia $2,349 17.0% 1.89% N/A 79761 Odessa $2,349 20.9% 3.28% N/A 79510 Clyde $2,346 76.2% 13.30% N/A 75423 Celeste $2,345 42.3% 5.99% N/A 77612 Buna $2,344 49.5% 2.53% N/A 75166 Lavon $2,344 19.0% 3.50% N/A 79411 Lubbock $2,343 35.2% 6.35% N/A 77566 Lake Jackson $2,341 23.1% 1.85% N/A 77471 Rosenberg $2,340 13.7% 2.83% N/A 76233 Collinsville $2,339 25.7% 3.15% N/A 78343 Bishop $2,338 40.6% 1.09% N/A 78102 Beeville $2,336 8.4% 2.16% N/A 75143 Kemp $2,336 58.1% 7.65% N/A 77661 Stowell $2,336 47.6% 1.67% N/A 78380 Robstown $2,335 14.0% 1.40% N/A 75496 Wolfe City $2,335 84.7% 8.91% N/A 75420 Brashear $2,335 233.3% 7.83% N/A 77080 Houston $2,334 24.1% 2.12% N/A 75494 Winnsboro $2,334 33.1% 4.03% N/A 75140 Grand Saline $2,333 34.2% 5.81% N/A 75446 Honey Grove $2,333 197.5% 28.45% N/A 75605 Longview $2,332 71.7% 9.34% N/A 77012 Houston $2,330 2.0% 0.82% N/A 77045 Houston $2,328 23.2% 4.04% N/A 78260 San Antonio $2,327 37.6% 4.20% N/A 75488 Telephone $2,327 43.7% 7.43% N/A 79371 Sudan $2,326 68.9% 8.53% N/A 76861 Miles $2,326 6.0% 1.04% N/A 76470 Ranger $2,325 59.6% 4.49% N/A 77374 Thicket $2,325 41.2% 5.63% N/A 79525 Hawley $2,324 23.9% 4.54% N/A 79045 Hereford $2,324 485.5% 66.41% N/A 76120 Fort Worth $2,324 28.7% 4.93% N/A 77445 Hempstead $2,323 24.2% 2.63% N/A 75173 Nevada $2,323 43.3% 5.24% N/A 75701 Tyler $2,322 99.2% 13.16% N/A 79745 Kermit $2,319 18.4% 5.35% N/A 76209 Denton $2,319 33.3% 3.30% N/A 77873 Richards $2,319 14.5% 2.68% N/A 77469 Richmond $2,319 20.8% 2.36% N/A 77484 Waller $2,318 20.7% 2.65% N/A 78215 San Antonio $2,318 173.9% 2.41% N/A 76259 Ponder $2,317 115.1% 12.86% N/A 76442 Comanche $2,316 15.5% 3.25% N/A 76164 Fort Worth $2,315 37.4% 5.09% N/A 76454 Gorman $2,314 45.4% 10.13% N/A 75603 Longview $2,313 40.3% 7.26% N/A 79313 Anton $2,312 15.3% 1.86% N/A 78620 Dripping Springs $2,312 33.8% 2.99% N/A 78015 Boerne $2,312 45.6% 4.11% N/A 77833 Brenham $2,308 12.4% 2.75% N/A 76093 Rio Vista $2,308 54.2% 4.56% N/A 76437 Cisco $2,307 45.2% 3.37% N/A 75762 Flint $2,307 81.6% 10.09% N/A 75707 Tyler $2,306 43.8% 6.21% N/A 75440 Emory $2,306 32.8% 4.84% N/A 76207 Denton $2,305 31.3% 3.62% N/A 75090 Sherman $2,302 52.1% 6.80% N/A 75454 Melissa $2,301 23.6% 2.92% N/A 76692 Whitney $2,301 25.8% 4.32% N/A 76306 Wichita Falls $2,299 36.8% 9.13% N/A 78023 Helotes $2,299 41.3% 4.38% N/A 75142 Kaufman $2,299 61.6% 7.42% N/A 77375 Tomball $2,299 28.1% 2.76% N/A 75235 Dallas $2,299 44.5% 6.27% N/A 78387 Sinton $2,296 19.6% 1.64% N/A 75686 Pittsburg $2,296 28.5% 4.13% N/A 79022 Dalhart $2,296 73.5% 10.84% N/A 77029 Houston $2,293 12.9% 1.90% N/A 77975 Moulton $2,292 7.4% 2.91% N/A 76834 Coleman $2,290 28.1% 4.07% N/A 79360 Seminole $2,290 13.5% 2.83% N/A 76148 Fort Worth $2,290 45.1% 6.58% N/A 77485 Wallis $2,288 14.2% 1.04% N/A 77047 Houston $2,287 22.3% 4.12% N/A 75103 Canton $2,287 88.4% 9.42% N/A 78341 Benavides $2,287 6.6% 2.68% N/A 78609 Buchanan Dam $2,286 23.5% 2.84% N/A 76014 Arlington $2,285 38.3% 5.33% N/A 78671 Stonewall $2,284 23.0% 1.18% N/A 75169 Wills Point $2,282 55.7% 6.64% N/A 77083 Houston $2,281 41.8% 5.47% N/A 76651 Italy $2,280 94.9% 7.16% N/A 76245 Gordonville $2,279 186.0% 14.65% N/A 78232 San Antonio $2,278 43.4% 5.90% N/A 75042 Garland $2,276 62.8% 11.29% N/A 79561 Trent $2,275 14.8% 2.82% N/A 79703 Midland $2,273 24.7% 4.34% N/A 76950 Sonora $2,273 11.7% 1.80% N/A 78597 South Padre Island $2,273 19.9% 0.79% N/A 76111 Fort Worth $2,272 30.0% 5.25% N/A 78643 Llano $2,271 49.0% 3.65% N/A 79731 Crane $2,270 11.0% 1.94% N/A 75751 Athens $2,269 56.3% 9.02% N/A 79370 Spur $2,269 4.1% 2.52% N/A 77054 Houston $2,267 10.2% 2.08% N/A 75449 Ladonia $2,266 51.2% 12.17% N/A 77442 Garwood $2,265 20.6% 2.47% N/A 75482 Sulphur Springs $2,265 37.5% 5.01% N/A 76117 Haltom City $2,264 48.0% 5.65% N/A 76531 Hamilton $2,263 27.1% 5.34% N/A 79401 Lubbock $2,262 20.1% 3.87% N/A 75754 Ben Wheeler $2,262 55.9% 5.43% N/A 76058 Joshua $2,262 60.9% 9.11% N/A 78058 Mountain Home $2,261 26.7% 5.70% N/A 79603 Abilene $2,261 73.4% 5.70% N/A 79350 New Deal $2,261 70.9% 1.59% N/A 75490 Trenton $2,260 33.2% 5.36% N/A 76036 Crowley $2,260 48.7% 7.21% N/A 78372 Orange Grove $2,259 12.5% 2.61% N/A 79511 Coahoma $2,254 43.1% 5.19% N/A 76486 Perrin $2,254 38.4% 4.85% N/A 75791 Whitehouse $2,253 76.5% 11.14% N/A 75180 Balch Springs $2,251 104.3% 9.96% N/A 75474 Quinlan $2,250 53.9% 6.44% N/A 77417 Beasley $2,249 14.3% 2.08% N/A 79339 Littlefield $2,249 23.1% 5.11% N/A 76934 Carlsbad $2,249 82.8% 14.62% N/A 77078 Houston $2,248 23.3% 2.11% N/A 75652 Henderson $2,248 55.6% 6.90% N/A 76446 Dublin $2,246 16.8% 2.85% N/A 79407 Lubbock $2,246 34.4% 3.12% N/A 75757 Bullard $2,244 41.9% 5.17% N/A 78883 Tarpley $2,244 65.1% 9.88% N/A 75158 Scurry $2,241 73.8% 6.98% N/A 77037 Houston $2,240 17.3% 2.70% N/A 79359 Seagraves $2,240 15.9% 4.00% N/A 77519 Batson $2,239 5.5% 0.90% N/A 77474 Sealy $2,239 41.5% 2.58% N/A 75051 Grand Prairie $2,239 28.5% 5.44% N/A 77651 Port Neches $2,239 44.0% 2.64% N/A 79414 Lubbock $2,238 23.9% 5.29% N/A 76943 Ozona $2,237 6.1% 2.08% N/A 78229 San Antonio $2,237 45.3% 3.90% N/A 75152 Palmer $2,235 66.1% 8.30% N/A 75452 Leonard $2,234 88.5% 10.76% N/A 76648 Hubbard $2,232 45.9% 6.56% N/A 78370 Odem $2,232 98.2% 4.82% N/A 79110 Amarillo $2,230 25.9% 4.81% N/A 78363 Kingsville $2,230 22.2% 2.00% N/A 75672 Marshall $2,229 110.1% 17.13% N/A 78070 Spring Branch $2,229 35.9% 3.45% N/A 77091 Houston $2,228 27.9% 3.12% N/A 75951 Jasper $2,228 26.6% 2.92% N/A 76710 Waco $2,227 37.0% 4.66% N/A 78575 Olmito $2,227 17.2% 1.95% N/A 77086 Houston $2,227 24.3% 3.97% N/A 76059 Keene $2,227 40.7% 4.76% N/A 77060 Houston $2,227 18.4% 3.34% N/A 77984 Shiner $2,227 20.4% 2.86% N/A 76802 Early $2,225 44.7% 6.21% N/A 75473 Powderly $2,222 200.5% 11.24% N/A 79778 Rankin $2,222 17.5% 6.17% N/A 76443 Cross Plains $2,222 47.6% 3.66% N/A 78580 Raymondville $2,221 32.8% 3.61% N/A 76712 Woodway $2,221 34.6% 5.10% N/A 75437 Dike $2,221 23.3% 5.41% N/A 75127 Fruitvale $2,220 62.6% 3.20% N/A 76131 Fort Worth $2,219 59.3% 7.46% N/A 76671 Morgan $2,219 85.6% 4.31% N/A 78569 Lyford $2,219 4.0% 1.08% N/A 75433 Cumby $2,218 36.3% 6.11% N/A 75479 Savoy $2,218 32.8% 6.58% N/A 79103 Amarillo $2,217 43.3% 7.15% N/A 75956 Kirbyville $2,217 38.6% 2.84% N/A 76825 Brady $2,216 21.6% 6.07% N/A 79567 Winters $2,216 4.6% 1.88% N/A 75601 Longview $2,215 80.9% 12.81% N/A 77830 Anderson $2,213 27.7% 4.50% N/A 78607 Bluffton $2,212 37.9% 4.48% N/A 78022 George West $2,212 5.6% 0.81% N/A 77615 Evadale $2,211 48.4% 8.59% N/A 77871 Normangee $2,209 80.2% 8.37% N/A 75965 Nacogdoches $2,209 47.6% 6.81% N/A 75568 Naples $2,207 134.9% 4.29% N/A 77351 Livingston $2,206 22.9% 2.61% N/A 77861 Iola $2,205 17.8% 2.65% N/A 77624 Hillister $2,205 38.8% 9.00% N/A 79404 Lubbock $2,205 13.4% 3.41% N/A 76009 Alvarado $2,204 64.7% 8.31% N/A 75790 Van $2,203 38.0% 5.10% N/A 76856 Mason $2,201 36.1% 4.10% N/A 77434 Eagle Lake $2,201 16.4% 1.85% N/A 76872 Rochelle $2,200 87.5% 15.29% N/A 75448 Klondike $2,200 52.1% 5.48% N/A 76621 Abbott $2,200 39.1% 8.21% N/A 76849 Junction $2,199 8.3% 1.32% N/A 75124 Eustace $2,194 42.6% 5.40% N/A 77032 Houston $2,192 13.5% 4.04% N/A 77302 Conroe $2,192 56.8% 5.84% N/A 75438 Dodd City $2,191 17.5% 3.70% N/A 76010 Arlington $2,190 39.2% 4.62% N/A 77363 Plantersville $2,190 21.0% 2.83% N/A 76636 Covington $2,186 20.0% 3.29% N/A 78756 Austin $2,185 31.5% 4.66% N/A 76857 May $2,185 30.9% 2.64% N/A 75110 Corsicana $2,185 50.2% 7.88% N/A 78850 D Hanis $2,181 287.7% 4.80% N/A 75763 Frankston $2,180 54.0% 5.38% N/A 78410 Corpus Christi $2,180 10.6% 1.81% N/A 78411 Corpus Christi $2,180 11.4% 1.36% N/A 76664 Mart $2,179 14.0% 3.70% N/A 78655 Martindale $2,179 77.2% 8.40% N/A 75960 Moscow $2,178 9.4% 3.92% N/A 76444 De Leon $2,178 7.2% 1.17% N/A 78375 Premont $2,178 20.2% 3.17% N/A 75453 Lone Oak $2,177 43.9% 6.36% N/A 76247 Justin $2,172 38.8% 3.60% N/A 79764 Odessa $2,172 14.5% 3.30% N/A 75161 Terrell $2,171 40.5% 5.56% N/A 79763 Odessa $2,169 13.6% 3.34% N/A 77026 Houston $2,169 10.3% 3.08% N/A 77384 Conroe $2,169 52.7% 5.21% N/A 76227 Aubrey $2,167 26.3% 2.96% N/A 78216 San Antonio $2,167 33.8% 4.54% N/A 75489 Tom Bean $2,165 32.5% 1.44% N/A 76878 Santa Anna $2,165 222.3% 13.82% N/A 75203 Dallas $2,164 34.2% 6.07% N/A 78132 New Braunfels $2,164 57.3% 6.65% N/A 75486 Sumner $2,164 182.2% 9.84% N/A 75789 Troup $2,163 67.3% 6.21% N/A 75771 Lindale $2,163 35.3% 5.02% N/A 75765 Hawkins $2,160 54.8% 5.46% N/A 75468 Pattonville $2,160 12.0% 3.28% N/A 75638 Daingerfield $2,160 64.3% 9.38% N/A 75147 Mabank $2,160 56.1% 6.68% N/A 78611 Burnet $2,160 41.8% 3.94% N/A 75165 Waxahachie $2,159 63.1% 5.56% N/A 79789 Wink $2,158 24.8% 5.71% N/A 77073 Houston $2,157 29.3% 5.55% N/A 75432 Cooper $2,156 84.6% 11.67% N/A 75471 Pickton $2,156 27.3% 2.99% N/A 75650 Hallsville $2,156 134.2% 20.17% N/A 78629 Gonzales $2,156 21.9% 3.47% N/A 78389 Skidmore $2,155 8.1% 2.86% N/A 75773 Mineola $2,154 40.0% 6.12% N/A 75472 Point $2,153 45.4% 5.51% N/A 77840 College Station $2,152 53.5% 5.97% N/A 78947 Lexington $2,150 21.1% 3.63% N/A 76933 Bronte $2,150 42.0% 5.26% N/A 75691 Tatum $2,148 48.4% 6.46% N/A 78503 Mcallen $2,148 42.4% 3.33% N/A 76936 Eldorado $2,147 383.4% 53.01% N/A 76055 Itasca $2,147 22.9% 4.55% N/A 78025 Ingram $2,146 67.4% 2.02% N/A 75211 Dallas $2,145 31.5% 6.29% N/A 77016 Houston $2,143 36.2% 3.13% N/A 77465 Palacios $2,143 19.3% 1.73% N/A 75455 Mount Pleasant $2,141 25.3% 3.99% N/A 78632 Harwood $2,140 14.5% 5.10% N/A 77705 Beaumont $2,140 18.4% 1.66% N/A 75217 Dallas $2,139 42.9% 6.88% N/A 77338 Humble $2,139 40.4% 5.52% N/A 79506 Blackwell $2,138 N/A N/A N/A 77475 Sheridan $2,137 N/A N/A N/A 79107 Amarillo $2,137 76.6% 13.01% N/A 76844 Goldthwaite $2,137 38.1% 4.32% N/A 77995 Yoakum $2,137 8.2% 1.73% N/A 77072 Houston $2,135 36.5% 5.99% N/A 75644 Gilmer $2,134 47.3% 5.18% N/A 75657 Jefferson $2,134 39.6% 4.92% N/A 77845 College Station $2,134 43.8% 4.77% N/A 78650 Mc Dade $2,133 49.6% 4.03% N/A 75939 Corrigan $2,132 7.4% 1.58% N/A 78368 Mathis $2,132 44.5% 2.41% N/A 76538 Jonesboro $2,131 N/A N/A N/A 77364 Pointblank $2,129 6.5% 1.98% N/A 75410 Alba $2,129 38.3% 4.53% N/A 77664 Warren $2,126 29.3% 2.71% N/A 77076 Houston $2,126 12.3% 2.01% N/A 78963 West Point $2,126 4.8% 2.44% N/A 77708 Beaumont $2,126 34.9% 3.37% N/A 75966 Newton $2,124 57.3% 2.92% N/A 78009 Castroville $2,122 44.4% 3.99% N/A 76569 Rogers $2,122 54.7% 5.59% N/A 75758 Chandler $2,121 65.9% 10.31% N/A 76539 Kempner $2,121 156.5% 24.66% N/A 78119 Kenedy $2,120 9.3% 3.57% N/A 78259 San Antonio $2,120 54.9% 7.14% N/A 76044 Godley $2,119 62.9% 3.05% N/A 79922 El Paso $2,118 48.8% 5.72% N/A 75656 Hughes Springs $2,118 142.0% 8.96% N/A 75705 Tyler $2,116 105.0% 8.81% N/A 76670 Milford $2,115 41.0% 3.55% N/A 76622 Aquilla $2,114 49.4% 5.69% N/A 77954 Cuero $2,114 18.7% 2.93% N/A 75640 Diana $2,114 39.7% 5.18% N/A 78261 San Antonio $2,113 51.7% 6.87% N/A 77573 League City $2,113 27.0% 2.25% N/A 79735 Fort Stockton $2,113 370.1% 53.93% N/A 76527 Florence $2,112 118.7% 5.96% N/A 76645 Hillsboro $2,112 49.3% 4.37% N/A 77318 Willis $2,112 57.7% 6.13% N/A 79744 Iraan $2,112 10.1% 2.22% N/A 75119 Ennis $2,111 174.6% 21.66% N/A 77020 Houston $2,110 16.4% 3.08% N/A 78873 Leakey $2,109 6.4% 2.30% N/A 77093 Houston $2,109 19.2% 2.40% N/A 75460 Paris $2,108 158.4% 7.38% N/A 75563 Linden $2,107 26.8% 4.64% N/A 77335 Goodrich $2,106 52.5% 3.48% N/A 76119 Fort Worth $2,106 35.7% 5.03% N/A 77517 Santa Fe $2,105 15.5% 1.49% N/A 77362 Pinehurst $2,104 15.8% 2.02% N/A 75654 Henderson $2,104 61.0% 7.01% N/A 78613 Cedar Park $2,103 68.4% 7.33% N/A 75559 De Kalb $2,102 36.8% 4.20% N/A 76901 San Angelo $2,102 47.6% 5.70% N/A 76673 Mount Calm $2,101 150.4% 6.67% N/A 77964 Hallettsville $2,100 19.1% 2.52% N/A 77480 Sweeny $2,099 10.5% 1.35% N/A 75215 Dallas $2,097 37.8% 7.58% N/A 75846 Jewett $2,096 24.3% 2.56% N/A 75932 Burkeville $2,095 91.3% 7.04% N/A 75645 Gilmer $2,094 127.2% 9.70% N/A 77373 Spring $2,093 41.1% 4.89% N/A 77407 Richmond $2,093 32.4% 4.02% N/A 75670 Marshall $2,092 82.8% 14.76% N/A 79752 Mc Camey $2,091 29.0% 6.36% N/A 75750 Arp $2,091 27.1% 6.18% N/A 77616 Fred $2,090 3.8% 2.88% N/A 75602 Longview $2,090 154.4% 21.15% N/A 77951 Bloomington $2,089 14.6% 4.26% N/A 79765 Odessa $2,088 7.0% 1.19% N/A 76548 Harker Heights $2,088 82.3% 15.42% N/A 77304 Conroe $2,088 44.9% 3.97% N/A 75551 Atlanta $2,087 45.9% 6.43% N/A 78681 Round Rock $2,086 101.7% 8.28% N/A 78749 Austin $2,085 35.8% 4.47% N/A 78717 Austin $2,084 88.3% 8.19% N/A 77371 Shepherd $2,083 243.8% 2.86% N/A 75651 Harleton $2,083 92.7% 5.38% N/A 78409 Corpus Christi $2,082 1.9% 1.04% N/A 76945 Robert Lee $2,081 11.5% 3.85% N/A 77533 Daisetta $2,080 2.7% 1.11% N/A 75159 Seagoville $2,079 72.5% 6.75% N/A 75693 White Oak $2,079 54.8% 9.73% N/A 75662 Kilgore $2,077 44.7% 7.02% N/A 77578 Manvel $2,077 19.8% 1.92% N/A 75216 Dallas $2,075 40.9% 7.29% N/A 75948 Hemphill $2,075 41.8% 2.77% N/A 75604 Longview $2,074 56.0% 8.12% N/A 78414 Corpus Christi $2,073 6.8% 1.17% N/A 75801 Palestine $2,072 55.2% 6.80% N/A 75831 Buffalo $2,071 36.3% 2.08% N/A 76556 Milano $2,069 7.8% 1.37% N/A 78959 Waelder $2,068 22.7% 3.65% N/A 76630 Bruceville $2,068 38.0% 6.32% N/A 75661 Karnack $2,068 32.1% 4.21% N/A 75431 Como $2,067 9.6% 1.14% N/A 79756 Monahans $2,066 44.5% 3.28% N/A 77385 Conroe $2,065 75.9% 10.66% N/A 78942 Giddings $2,065 54.4% 2.90% N/A 75852 Midway $2,063 10.0% 2.69% N/A 75057 Lewisville $2,060 39.5% 4.73% N/A 79104 Amarillo $2,060 53.1% 11.84% N/A 75904 Lufkin $2,059 30.4% 4.91% N/A 78113 Falls City $2,058 66.0% 9.24% N/A 75436 Detroit $2,058 15.2% 4.82% N/A 76524 Eddy $2,058 7.1% 1.81% N/A 77837 Calvert $2,057 41.6% 9.87% N/A 75647 Gladewater $2,056 59.3% 8.99% N/A 78606 Blanco $2,055 32.1% 3.68% N/A 75439 Ector $2,054 55.2% 7.80% N/A 78071 Three Rivers $2,054 8.3% 3.60% N/A 77022 Houston $2,054 18.4% 2.01% N/A 78118 Karnes City $2,052 24.9% 9.29% N/A 75979 Woodville $2,052 21.9% 2.98% N/A 77328 Cleveland $2,052 24.0% 2.12% N/A 75558 Cookville $2,051 28.1% 2.22% N/A 75411 Arthur City $2,051 101.7% 11.18% N/A 76626 Blooming Grove $2,050 33.5% 5.26% N/A 77622 Hamshire $2,050 9.0% 1.37% N/A 75560 Douglassville $2,048 24.2% 5.22% N/A 75783 Quitman $2,048 54.5% 9.02% N/A 76624 Axtell $2,048 33.4% 3.30% N/A 78404 Corpus Christi $2,046 17.0% 1.85% N/A 76106 Fort Worth $2,046 32.5% 5.48% N/A 76823 Bangs $2,044 27.5% 5.44% N/A 76471 Rising Star $2,044 132.1% 1.91% N/A 76511 Bartlett $2,043 104.2% 6.69% N/A 77613 China $2,042 41.4% 2.17% N/A 75633 Carthage $2,041 55.5% 5.30% N/A 76667 Mexia $2,041 110.2% 6.66% N/A 75409 Anna $2,037 43.1% 4.98% N/A 75135 Caddo Mills $2,037 40.8% 4.00% N/A 75855 Oakwood $2,037 22.8% 3.03% N/A 77422 Brazoria $2,037 34.4% 2.05% N/A 77577 Liverpool $2,036 41.0% 2.12% N/A 77865 Marquez $2,034 7.8% 2.71% N/A 78941 Flatonia $2,034 57.2% 3.45% N/A 78028 Kerrville $2,034 31.7% 2.99% N/A 75938 Colmesneil $2,031 26.7% 3.56% N/A 77340 Huntsville $2,031 16.2% 2.16% N/A 75766 Jacksonville $2,030 34.8% 4.99% N/A 78751 Austin $2,029 61.7% 6.62% N/A 75555 Bivins $2,028 97.6% 2.88% N/A 77660 Spurger $2,028 30.1% 5.35% N/A 75630 Avinger $2,028 53.7% 4.67% N/A 75561 Hooks $2,027 30.2% 4.64% N/A 76691 West $2,026 33.5% 5.61% N/A 75840 Fairfield $2,024 50.7% 7.57% N/A 77523 Baytown $2,024 20.7% 1.67% N/A 77360 Onalaska $2,023 48.7% 3.41% N/A 75901 Lufkin $2,022 53.3% 5.72% N/A 77627 Nederland $2,018 16.1% 1.88% N/A 78729 Austin $2,018 34.3% 4.54% N/A 78727 Austin $2,018 40.2% 4.16% N/A 78412 Corpus Christi $2,018 12.7% 1.87% N/A 76640 Elm Mott $2,017 28.3% 4.76% N/A 77358 New Waverly $2,017 26.7% 2.50% N/A 76905 San Angelo $2,016 24.8% 4.54% N/A 78946 Ledbetter $2,015 22.0% 3.23% N/A 75853 Montalba $2,015 35.9% 3.80% N/A 77511 Alvin $2,014 16.1% 1.97% N/A 75756 Brownsboro $2,013 53.9% 6.97% N/A 76104 Fort Worth $2,013 29.8% 5.00% N/A 78101 Adkins $2,013 49.0% 4.30% N/A 76557 Moody $2,013 29.1% 4.35% N/A 78957 Smithville $2,013 43.1% 3.32% N/A 76513 Belton $2,012 150.6% 22.77% N/A 77802 Bryan $2,012 30.7% 3.39% N/A 75755 Big Sandy $2,011 44.9% 6.01% N/A 75501 Texarkana $2,010 37.9% 7.09% N/A 75959 Milam $2,009 49.0% 2.37% N/A 78121 La Vernia $2,008 48.5% 3.69% N/A 76693 Wortham $2,008 113.4% 7.23% N/A 77449 Katy $2,008 30.8% 4.43% N/A 77414 Bay City $2,006 14.7% 1.56% N/A 76570 Rosebud $2,006 46.2% 11.06% N/A 77051 Houston $2,006 24.3% 3.15% N/A 75778 Murchison $2,005 102.7% 8.14% N/A 78645 Leander $2,003 31.0% 2.82% N/A 76520 Cameron $2,003 17.2% 3.80% N/A 76627 Blum $2,002 156.3% 3.05% N/A 75401 Greenville $2,002 60.0% 5.86% N/A 75571 Omaha $2,001 17.7% 3.07% N/A 77028 Houston $2,001 25.7% 2.29% N/A 75838 Donie $1,999 46.7% 4.17% N/A 76679 Purdon $1,999 14.5% 3.03% N/A 75164 Josephine $1,998 8.9% 3.55% N/A 75570 New Boston $1,997 194.8% 9.02% N/A 78612 Cedar Creek $1,995 38.4% 3.91% N/A 76643 Hewitt $1,994 56.6% 6.01% N/A 75668 Lone Star $1,994 46.9% 14.03% N/A 76837 Eden $1,993 27.0% 4.96% N/A 76641 Frost $1,992 52.9% 6.44% N/A 78879 Rio Frio $1,991 18.0% 3.30% N/A 78263 San Antonio $1,991 53.4% 4.54% N/A 75684 Overton $1,990 28.9% 6.17% N/A 75961 Nacogdoches $1,989 30.1% 5.22% N/A 76687 Thornton $1,987 30.2% 4.09% N/A 78063 Pipe Creek $1,987 28.5% 4.22% N/A 75704 Tyler $1,985 39.3% 7.02% N/A 76642 Groesbeck $1,984 24.4% 4.02% N/A 75803 Palestine $1,984 26.9% 6.31% N/A 77359 Oakhurst $1,982 12.4% 3.45% N/A 75426 Clarksville $1,981 91.2% 8.11% N/A 78357 Freer $1,979 32.4% 2.47% N/A 77365 Porter $1,979 36.9% 3.36% N/A 77419 Blessing $1,978 3.6% 1.41% N/A 78953 Rosanky $1,978 14.3% 4.24% N/A 77048 Houston $1,977 18.8% 2.21% N/A 75125 Ferris $1,976 58.1% 6.41% N/A 76115 Fort Worth $1,975 32.7% 5.27% N/A 75639 De Berry $1,975 43.3% 7.24% N/A 78382 Rockport $1,974 13.6% 1.46% N/A 76501 Temple $1,974 57.8% 8.56% N/A 75421 Brookston $1,974 153.7% 11.63% N/A 75126 Forney $1,971 50.5% 5.00% N/A 77614 Deweyville $1,971 20.8% 1.69% N/A 75417 Bogata $1,970 23.7% 4.40% N/A 75682 New London $1,968 12.8% 1.96% N/A 78361 Hebbronville $1,965 13.6% 2.43% N/A 77320 Huntsville $1,965 26.6% 2.47% N/A 75556 Bloomburg $1,964 39.0% 8.43% N/A 75189 Royse City $1,964 56.2% 5.54% N/A 79843 Marfa $1,963 154.7% 1.72% N/A 75416 Blossom $1,963 40.6% 6.87% N/A 76661 Marlin $1,963 73.7% 6.22% N/A 78631 Harper $1,962 61.6% 6.53% N/A 76682 Riesel $1,961 14.6% 4.32% N/A 78164 Yorktown $1,961 11.0% 5.12% N/A 75784 Reklaw $1,960 14.9% 5.10% N/A 75572 Queen City $1,960 82.9% 7.62% N/A 78359 Gregory $1,960 3.0% 2.92% N/A 75569 Nash $1,959 24.8% 7.34% N/A 75935 Center $1,958 18.0% 3.16% N/A 77482 Van Vleck $1,957 105.4% 4.75% N/A 78662 Red Rock $1,956 21.1% 1.52% N/A 76534 Holland $1,956 22.0% 6.98% N/A 78384 San Diego $1,952 23.5% 4.01% N/A 78163 Bulverde $1,950 36.8% 2.96% N/A 78628 Georgetown $1,950 40.3% 3.23% N/A 75928 Bon Wier $1,950 68.1% 4.10% N/A 75706 Tyler $1,949 38.8% 6.29% N/A 78598 Port Mansfield $1,949 0.6% 0.58% N/A 76550 Lampasas $1,948 252.5% 36.40% N/A 77864 Madisonville $1,948 124.4% 13.25% N/A 78415 Corpus Christi $1,948 8.1% 1.75% N/A 75925 Alto $1,948 31.5% 2.97% N/A 75102 Barry $1,947 26.7% 4.73% N/A 75683 Ore City $1,947 82.7% 10.11% N/A 77868 Navasota $1,946 14.4% 2.55% N/A 75692 Waskom $1,944 43.8% 6.38% N/A 77859 Hearne $1,944 45.9% 6.77% N/A 75412 Bagwell $1,943 22.1% 6.35% N/A 75975 Timpson $1,942 101.0% 3.97% N/A 75964 Nacogdoches $1,940 24.5% 4.94% N/A 75933 Call $1,940 41.4% 4.85% N/A 77372 Splendora $1,938 21.7% 2.75% N/A 76859 Menard $1,938 28.1% 1.74% N/A 76525 Evant $1,937 20.2% 3.54% N/A 75478 Saltillo $1,937 233.8% 4.44% N/A 78801 Uvalde $1,936 21.8% 3.05% N/A 78861 Hondo $1,936 130.9% 4.80% N/A 77327 Cleveland $1,934 25.2% 1.90% N/A 78160 Stockdale $1,933 53.1% 4.00% N/A 75850 Leona $1,932 9.1% 3.23% N/A 78390 Taft $1,931 3.9% 1.67% N/A 75792 Winona $1,931 44.1% 6.34% N/A 79852 Terlingua $1,931 18.3% 5.13% N/A 76561 Oglesby $1,931 24.2% 3.65% N/A 75974 Tenaha $1,931 27.6% 6.09% N/A 76639 Dawson $1,929 25.8% 2.94% N/A 78213 San Antonio $1,928 34.1% 4.33% N/A 77831 Bedias $1,926 201.4% 2.39% N/A 76853 Lometa $1,924 20.1% 3.35% N/A 76518 Buckholts $1,924 136.5% 8.08% N/A 75949 Huntington $1,923 34.9% 3.96% N/A 76656 Lott $1,923 30.5% 4.17% N/A 75860 Teague $1,922 54.7% 7.87% N/A 78504 Mcallen $1,921 33.3% 2.47% N/A 75667 Laneville $1,921 66.4% 6.36% N/A 77583 Rosharon $1,920 13.5% 1.60% N/A 79848 Sanderson $1,920 31.3% 1.96% N/A 78249 San Antonio $1,920 32.8% 4.19% N/A 78114 Floresville $1,918 38.6% 5.48% N/A 75973 Shelbyville $1,917 35.8% 3.04% N/A 78615 Coupland $1,917 24.3% 3.57% N/A 79734 Fort Davis $1,915 19.1% 2.18% N/A 75944 Etoile $1,913 23.7% 3.16% N/A 78251 San Antonio $1,912 47.6% 6.26% N/A 78204 San Antonio $1,910 47.9% 4.85% N/A 78719 Austin $1,909 17.3% 4.55% N/A 75844 Grapeland $1,909 16.9% 3.65% N/A 77856 Franklin $1,909 57.5% 8.71% N/A 77853 Dime Box $1,908 24.4% 2.41% N/A 77808 Bryan $1,908 42.5% 5.19% N/A 78664 Round Rock $1,907 201.6% 16.59% N/A 77515 Angleton $1,906 17.0% 1.72% N/A 75941 Diboll $1,905 43.7% 3.70% N/A 76655 Lorena $1,905 38.6% 4.07% N/A 78659 Paige $1,905 31.7% 1.60% N/A 76530 Granger $1,904 588.2% 14.59% N/A 78633 Georgetown $1,903 21.7% 2.18% N/A 79772 Pecos $1,900 36.0% 3.62% N/A 77534 Danbury $1,899 14.6% 1.47% N/A 78605 Bertram $1,897 32.7% 2.92% N/A 76577 Thorndale $1,897 16.2% 3.01% N/A 75972 San Augustine $1,895 9.8% 2.27% N/A 76706 Waco $1,895 38.9% 6.16% N/A 77565 Kemah $1,895 71.5% 1.38% N/A 76567 Rockdale $1,894 20.1% 4.24% N/A 76903 San Angelo $1,894 18.9% 3.22% N/A 75969 Pollok $1,894 11.9% 2.88% N/A 78550 Harlingen $1,894 19.7% 2.11% N/A 78833 Camp Wood $1,893 16.1% 1.23% N/A 75212 Dallas $1,893 36.0% 5.68% N/A 78408 Corpus Christi $1,892 1.3% 0.63% N/A 76632 Chilton $1,892 115.6% 2.94% N/A 78016 Devine $1,891 48.4% 4.83% N/A 75477 Roxton $1,891 19.2% 3.53% N/A 77514 Anahuac $1,890 11.2% 1.27% N/A 75862 Trinity $1,889 35.1% 3.38% N/A 79563 Tye $1,889 13.1% 2.04% N/A 78336 Aransas Pass $1,888 18.3% 1.32% N/A 75926 Apple Springs $1,886 118.1% 4.55% N/A 75936 Chester $1,885 8.3% 3.91% N/A 76708 Waco $1,884 39.3% 5.14% N/A 75554 Avery $1,881 14.6% 2.76% N/A 76877 San Saba $1,881 7.8% 1.89% N/A 78583 Rio Hondo $1,880 11.9% 1.98% N/A 75785 Rusk $1,880 46.4% 5.61% N/A 78147 Poth $1,878 173.3% 24.19% N/A 75487 Talco $1,877 22.1% 4.82% N/A 75835 Crockett $1,877 125.3% 7.67% N/A 76653 Kosse $1,876 37.2% 4.48% N/A 78374 Portland $1,876 13.9% 1.49% N/A 77493 Katy $1,872 18.4% 1.87% N/A 78247 San Antonio $1,872 60.2% 9.86% N/A 77456 Markham $1,872 8.9% 3.13% N/A 75946 Garrison $1,871 47.6% 5.72% N/A 75702 Tyler $1,870 37.3% 8.31% N/A 78638 Kingsbury $1,869 180.4% 16.13% N/A 76554 Little River Academy $1,867 54.3% 6.73% N/A 76105 Fort Worth $1,866 39.0% 4.02% N/A 78881 Sabinal $1,865 189.9% 18.89% N/A 78722 Austin $1,865 48.0% 5.00% N/A 78539 Edinburg $1,864 30.5% 3.19% N/A 77531 Clute $1,864 20.1% 1.50% N/A 78240 San Antonio $1,864 37.8% 5.28% N/A 77486 West Columbia $1,863 21.3% 1.67% N/A 78239 San Antonio $1,863 48.5% 5.46% N/A 75681 Mount Enterprise $1,863 146.6% 9.52% N/A 78757 Austin $1,861 43.3% 4.78% N/A 75155 Rice $1,860 37.1% 4.87% N/A 78148 Universal City $1,859 64.7% 7.89% N/A 75929 Broaddus $1,858 6.2% 1.99% N/A 78005 Bigfoot $1,858 63.0% 8.41% N/A 78573 Mission $1,856 27.5% 1.91% N/A 78652 Manchaca $1,856 51.7% 3.97% N/A 77510 Santa Fe $1,855 14.7% 0.97% N/A 78133 Canyon Lake $1,854 33.8% 2.80% N/A 76705 Waco $1,853 24.3% 4.39% N/A 75760 Cushing $1,853 157.9% 16.18% N/A 77038 Houston $1,852 19.4% 3.73% N/A 77539 Dickinson $1,852 22.1% 2.05% N/A 77872 North Zulch $1,850 136.9% 2.25% N/A 76084 Venus $1,849 42.3% 5.48% N/A 78579 Progreso $1,849 12.8% 6.67% N/A 75643 Gary $1,848 40.1% 5.50% N/A 75435 Deport $1,848 274.2% 6.03% N/A 77303 Conroe $1,847 50.7% 5.86% N/A 78064 Pleasanton $1,847 38.7% 5.05% N/A 79013 Cactus $1,847 65.9% 9.33% N/A 78538 Edcouch $1,844 36.7% 2.92% N/A 78059 Natalia $1,841 15.9% 2.99% N/A 78566 Los Fresnos $1,840 27.1% 2.54% N/A 78748 Austin $1,840 30.9% 4.52% N/A 75937 Chireno $1,839 13.2% 2.13% N/A 75954 Joaquin $1,838 92.4% 5.74% N/A 75574 Simms $1,837 258.2% 8.66% N/A 78003 Bandera $1,836 75.2% 5.53% N/A 75566 Marietta $1,834 95.7% 9.00% N/A 79842 Marathon $1,834 41.7% 6.38% N/A 78041 Laredo $1,833 30.0% 4.13% N/A 75980 Zavalla $1,831 120.2% 4.10% N/A 78061 Pearsall $1,830 33.3% 3.61% N/A 78586 San Benito $1,830 30.5% 2.08% N/A 75839 Elkhart $1,829 44.3% 6.25% N/A 78002 Atascosa $1,828 36.4% 5.56% N/A 78039 La Coste $1,827 10.1% 2.71% N/A 78501 Mcallen $1,826 22.7% 2.36% N/A 77423 Brookshire $1,826 27.8% 1.93% N/A 75943 Douglass $1,825 13.0% 4.07% N/A 75861 Tennessee Colony $1,825 20.0% 5.53% N/A 77378 Willis $1,825 24.4% 2.46% N/A 78723 Austin $1,824 65.2% 6.64% N/A 77642 Port Arthur $1,823 17.3% 2.31% N/A 78758 Austin $1,823 39.1% 5.01% N/A 76522 Copperas Cove $1,820 51.1% 7.90% N/A 78407 Corpus Christi $1,820 3.7% 2.86% N/A 75567 Maud $1,819 49.3% 5.87% N/A 78250 San Antonio $1,818 33.0% 4.67% N/A 75851 Lovelady $1,816 33.0% 3.25% N/A 75833 Centerville $1,814 23.0% 3.40% N/A 78217 San Antonio $1,811 53.5% 5.22% N/A 78124 Marion $1,809 30.9% 4.16% N/A 79830 Alpine $1,809 64.6% 2.64% N/A 78595 Sullivan City $1,807 105.3% 2.47% N/A 78672 Tow $1,807 181.2% 13.77% N/A 78559 La Feria $1,806 15.9% 2.20% N/A 78154 Schertz $1,806 69.2% 8.68% N/A 78574 Mission $1,801 24.2% 3.12% N/A 78416 Corpus Christi $1,800 16.6% 2.26% N/A 77447 Hockley $1,799 18.9% 1.56% N/A 76559 Nolanville $1,797 52.0% 10.24% N/A 77836 Caldwell $1,792 10.3% 2.65% N/A 75669 Long Branch $1,791 7.7% 3.81% N/A 78151 Runge $1,784 43.0% 8.82% N/A 76542 Killeen $1,779 92.2% 16.30% N/A 75141 Hutchins $1,776 37.2% 6.04% N/A 76578 Thrall $1,776 43.5% 4.00% N/A 78108 Cibolo $1,775 125.6% 18.34% N/A 78201 San Antonio $1,775 34.2% 4.58% N/A 78576 Penitas $1,775 33.3% 4.13% N/A 78642 Liberty Hill $1,775 58.2% 4.39% N/A 76707 Waco $1,770 13.9% 3.39% N/A 78753 Austin $1,767 46.0% 5.25% N/A 78238 San Antonio $1,766 43.0% 4.87% N/A 78665 Round Rock $1,764 80.8% 6.80% N/A 78140 Nixon $1,764 15.9% 1.41% N/A 78052 Lytle $1,763 31.7% 5.11% N/A 78362 Ingleside $1,761 25.2% 1.86% N/A 78593 Santa Rosa $1,761 14.3% 2.14% N/A 78543 Elsa $1,759 39.1% 2.27% N/A 76528 Gatesville $1,757 41.8% 4.71% N/A 75845 Groveton $1,756 18.7% 4.20% N/A 78602 Bastrop $1,756 25.5% 3.13% N/A 76502 Temple $1,756 71.8% 9.97% N/A 76629 Bremond $1,755 111.4% 8.43% N/A 75847 Kennard $1,752 14.5% 1.96% N/A 77979 Port Lavaca $1,750 19.7% 1.27% N/A 78026 Jourdanton $1,750 107.0% 5.05% N/A 78552 Harlingen $1,749 14.7% 1.77% N/A 77801 Bryan $1,746 43.5% 6.14% N/A 78233 San Antonio $1,745 53.7% 7.82% N/A 78832 Brackettville $1,744 55.7% 6.67% N/A 76541 Killeen $1,739 99.4% 18.08% N/A 77301 Conroe $1,739 31.0% 3.41% N/A 78839 Crystal City $1,738 37.2% 3.66% N/A 78596 Weslaco $1,738 40.2% 3.36% N/A 75550 Annona $1,737 N/A N/A N/A 78210 San Antonio $1,737 51.1% 4.95% N/A 79902 El Paso $1,736 33.1% 4.04% N/A 78069 Somerset $1,736 152.7% 5.98% N/A 78161 Sutherland Springs $1,734 9.8% 2.20% N/A 78745 Austin $1,733 38.3% 4.31% N/A 77619 Groves $1,733 22.9% 1.67% N/A 78542 Edinburg $1,733 28.3% 2.73% N/A 78648 Luling $1,733 43.2% 7.16% N/A 78014 Cotulla $1,731 21.7% 3.97% N/A 75968 Pineland $1,727 127.9% 8.02% N/A 75930 Bronson $1,725 9.7% 2.90% N/A 76549 Killeen $1,724 192.3% 33.70% N/A 76504 Temple $1,722 42.6% 7.53% N/A 75210 Dallas $1,715 47.1% 6.94% N/A 78641 Leander $1,714 76.5% 5.87% N/A 78541 Edinburg $1,710 39.2% 3.28% N/A 78834 Carrizo Springs $1,708 7.2% 2.55% N/A 78562 La Villa $1,705 22.6% 3.70% N/A 75407 Princeton $1,705 57.5% 4.83% N/A 78521 Brownsville $1,701 43.8% 3.18% N/A 78610 Buda $1,699 42.5% 4.01% N/A 76543 Killeen $1,699 113.5% 20.19% N/A 78228 San Antonio $1,698 38.6% 4.92% N/A 78702 Austin $1,694 30.5% 3.06% N/A 75708 Tyler $1,693 34.7% 7.05% N/A 78065 Poteet $1,693 38.2% 3.71% N/A 77457 Matagorda $1,692 22.4% 2.41% N/A 78253 San Antonio $1,689 51.2% 5.76% N/A 78644 Lockhart $1,688 66.0% 10.49% N/A 78621 Elgin $1,688 112.3% 6.59% N/A 76704 Waco $1,686 18.3% 7.18% N/A 78057 Moore $1,682 36.9% 5.75% N/A 78616 Dale $1,681 51.0% 3.44% N/A 78840 Del Rio $1,680 34.6% 4.78% N/A 78520 Brownsville $1,671 19.2% 2.77% N/A 78752 Austin $1,670 41.6% 5.89% N/A 78872 La Pryor $1,669 228.9% 8.82% N/A 76579 Troy $1,666 35.5% 4.39% N/A 77640 Port Arthur $1,665 17.2% 2.33% N/A 77807 Bryan $1,665 81.6% 4.47% N/A 78526 Brownsville $1,664 32.1% 3.69% N/A 78660 Pflugerville $1,663 84.4% 7.14% N/A 78244 San Antonio $1,662 43.8% 6.08% N/A 78340 Bayside $1,658 16.9% N/A N/A 78582 Rio Grande City $1,657 29.8% 3.00% N/A 78728 Austin $1,654 77.9% 8.62% N/A 75976 Wells $1,653 23.7% 6.98% N/A 77357 New Caney $1,653 37.8% 2.62% N/A 78358 Fulton $1,651 5.2% 1.35% N/A 78208 San Antonio $1,649 21.6% 2.31% N/A 78741 Austin $1,648 50.6% 3.76% N/A 76574 Taylor $1,644 99.2% 6.28% N/A 78623 Fischer $1,644 24.8% 1.66% N/A 78155 Seguin $1,640 51.4% 6.26% N/A 78560 La Joya $1,637 48.7% 3.17% N/A 78405 Corpus Christi $1,636 13.9% 1.18% N/A 78747 Austin $1,633 38.7% 4.82% N/A 77982 Port O Connor $1,632 31.8% 0.39% N/A 78870 Knippa $1,630 18.9% 4.92% N/A 78666 San Marcos $1,629 52.6% 5.01% N/A 77879 Somerville $1,628 15.6% 2.34% N/A 78011 Charlotte $1,627 38.6% 4.95% N/A 78045 Laredo $1,627 52.8% 8.59% N/A 77701 Beaumont $1,625 15.4% 1.90% N/A 78418 Corpus Christi $1,623 21.2% 0.97% N/A 78076 Zapata $1,619 24.1% 2.90% N/A 78570 Mercedes $1,619 31.0% 4.27% N/A 78227 San Antonio $1,618 57.6% 8.21% N/A 78880 Rocksprings $1,609 13.9% 1.55% N/A 78589 San Juan $1,606 26.0% 2.50% N/A 75114 Crandall $1,606 43.8% 4.46% N/A 78548 Grulla $1,606 N/A 1.75% N/A 77306 Conroe $1,603 32.2% 1.99% N/A 78218 San Antonio $1,598 37.1% 4.01% N/A 79912 El Paso $1,591 84.1% 8.20% N/A 79855 Van Horn $1,580 18.1% 3.90% N/A 78043 Laredo $1,576 23.0% 4.69% N/A 77591 Texas City $1,572 13.2% 1.53% N/A 78572 Mission $1,571 28.8% 2.22% N/A 76711 Waco $1,563 27.6% 4.68% N/A 78254 San Antonio $1,560 32.9% 4.37% N/A 78584 Roma $1,553 35.3% 2.73% N/A 78219 San Antonio $1,549 45.2% 5.63% N/A 78017 Dilley $1,540 13.2% 3.98% N/A 78130 New Braunfels $1,532 82.9% 9.89% N/A 77703 Beaumont $1,531 4.6% 1.48% N/A 77568 La Marque $1,529 8.5% 1.29% N/A 78617 Del Valle $1,529 10.6% 2.35% N/A 78417 Corpus Christi $1,528 1.1% 0.64% N/A 78040 Laredo $1,521 51.9% 3.29% N/A 78264 San Antonio $1,519 23.6% 3.39% N/A 75172 Wilmer $1,517 76.7% 3.24% N/A 78557 Hidalgo $1,510 27.1% 2.86% N/A 77983 Seadrift $1,510 7.3% 2.99% N/A 78109 Converse $1,505 43.9% 5.48% N/A 78245 San Antonio $1,502 40.1% 5.52% N/A 78226 San Antonio $1,501 71.1% 3.83% N/A 78203 San Antonio $1,499 48.8% 7.69% N/A 78537 Donna $1,498 17.8% 1.91% N/A 78721 Austin $1,490 35.2% 3.70% N/A 78577 Pharr $1,488 25.4% 2.98% N/A 78202 San Antonio $1,487 26.0% 5.59% N/A 78214 San Antonio $1,483 16.9% 3.11% N/A 78225 San Antonio $1,483 33.4% 3.37% N/A 78223 San Antonio $1,478 42.4% 5.48% N/A 77803 Bryan $1,474 26.8% 3.85% N/A 77554 Galveston $1,474 31.9% 0.86% N/A 78626 Georgetown $1,474 34.6% 3.44% N/A 78754 Austin $1,471 60.6% 6.69% N/A 78634 Hutto $1,462 100.4% 10.57% N/A 78112 Elmendorf $1,460 22.5% 4.13% N/A 78207 San Antonio $1,458 40.7% 3.87% N/A 78827 Asherton $1,456 51.7% 5.17% N/A 75253 Dallas $1,451 26.7% 4.11% N/A 78852 Eagle Pass $1,449 33.1% 3.57% N/A 78222 San Antonio $1,446 44.4% 6.05% N/A 78640 Kyle $1,446 39.2% 4.03% N/A 79845 Presidio $1,444 12.9% 2.01% N/A 78211 San Antonio $1,428 37.5% 3.71% N/A 79932 El Paso $1,426 68.9% 7.73% N/A 79849 San Elizario $1,415 26.2% 5.64% N/A 78744 Austin $1,409 39.4% 3.54% N/A 79853 Tornillo $1,406 40.5% 6.87% N/A 78220 San Antonio $1,401 50.9% 5.67% N/A 78725 Austin $1,396 32.3% 4.62% N/A 79935 El Paso $1,395 49.5% 6.70% N/A 78242 San Antonio $1,379 41.8% 5.60% N/A 78073 Von Ormy $1,376 33.6% 3.11% N/A 79925 El Paso $1,371 55.3% 6.33% N/A 78221 San Antonio $1,369 37.8% 5.48% N/A 79934 El Paso $1,358 54.5% 7.75% N/A 78237 San Antonio $1,347 34.0% 5.18% N/A 78516 Alamo $1,345 22.5% 2.42% N/A 78152 Saint Hedwig $1,342 20.5% 1.62% N/A 78224 San Antonio $1,340 25.8% 4.17% N/A 79936 El Paso $1,339 49.2% 6.72% N/A 78653 Manor $1,323 58.0% 5.59% N/A 79821 Anthony $1,322 413.7% 48.75% N/A 79836 Clint $1,316 45.8% 3.23% N/A 78724 Austin $1,313 29.7% 3.22% N/A 77541 Freeport $1,310 25.3% 1.32% N/A 79904 El Paso $1,301 67.2% 6.31% N/A 79903 El Paso $1,294 39.3% 3.97% N/A 79930 El Paso $1,294 61.7% 6.00% N/A 77563 Hitchcock $1,282 14.5% 1.25% N/A 79835 Canutillo $1,277 271.3% 22.37% N/A 79924 El Paso $1,246 54.4% 6.35% N/A 79838 Fabens $1,245 38.6% 5.84% N/A 78046 Laredo $1,236 27.5% 4.22% N/A 78578 Port Isabel $1,235 7.0% 0.86% N/A 79911 El Paso $1,230 42.4% 4.24% N/A 79901 El Paso $1,225 N/A N/A N/A 79938 El Paso $1,198 36.9% 4.78% N/A 79907 El Paso $1,194 31.9% 4.54% N/A 79915 El Paso $1,189 47.4% 5.33% N/A 78656 Maxwell $1,172 10.2% 1.64% N/A 79928 El Paso $1,156 28.1% 3.52% N/A 77518 Bacliff $1,150 47.2% 1.51% N/A 77550 Galveston $1,146 52.9% 1.84% N/A 79905 El Paso $1,139 25.5% 4.04% N/A 79927 El Paso $1,136 25.1% 3.06% N/A 77551 Galveston $1,099 25.9% 1.76% N/A 76537 Jarrell $1,093 58.9% 4.84% N/A 77590 Texas City $1,093 24.6% 1.95% N/A 78252 San Antonio $1,070 41.9% 3.77% N/A 77650 Port Bolivar $909 46.3% 0.70% N/A
Show all 1,504 ZIP codes
Explore More Insurance Data Natural-hazard context (FEMA NRI)
County National Risk Index scores joined to Texas ZIP codes in the same FIO filing year.
This is hazard and vulnerability context from FEMA, not a premium driver table and not a quote.
Mean county risk score
77.2
17th of 50 states by mean score · national mean 69.3
Counties joined
245
Distinct county FIPS on Texas FIO ZIPs
Most common top hazard
Tornado
81 of 245 counties
Highest FEMA NRI counties in Texas County Risk score Rating Top hazard Harris 99.9 Very High Hurricane Dallas 99.7 Very High Heat Wave Bexar 99.4 Relatively High Tornado
Counties with elevated FEMA hazard ratings in Texas Hazard Elevated counties Share of joined Tornado 47 19%
Hail 39 16%
Winter weather 29 12%
Hurricane 17 7%
Flooding 16 7%
Elevated = FEMA Relatively High or Very High rating on that hazard column. Ratings are independent per hazard; a county can appear in more than one row.
Source: FEMA National Risk Index · research board: top counties by NRI score .
Nationwide states with similar insurance profiles
Two FIO peer sets for Texas: nearest other states by average homeowners premium and by statewide nonrenewal rate. These are cross-state neighborhoods, not the in-state ZIP table above.
Similar average premium
Nearest states by average homeowners premium ($2,349/yr here).
Frequently Asked Questions What is the average homeowners insurance cost in Texas? ▼ Averaged across the 1,504 Texas ZIP codes in the U.S. Treasury FIO data, the annual homeowners premium is $2,349 ($2,675 when each ZIP is weighted by population, which is closer to what a typical homeowner pays). This is 32% above the national average of $1,776.
How have insurance premiums changed in Texas? ▼ Texas homeowners insurance premiums changed by +4.1% between 2018 and 2022. The 2022 average loss ratio is 50.0%, meaning insurers pay out that percentage of earned premiums in claims.
Which ZIP code has the most expensive insurance in Texas? ▼ The most expensive ZIP code for homeowners insurance in Texas is 75205, with an average premium of $8,194/yr. The most affordable is 77650 at $909/yr.
What is the nonrenewal rate for Texas homeowners insurance? ▼ The U.S. Treasury FIO data set publishes no nonrenewal rate for any Texas ZIP code, so this figure cannot be reported for Texas. Nonrenewals occur when an insurer declines to renew an existing policy at expiration; the absence of the figure here reflects what the federal release contains, not an absence of nonrenewals.
What is a loss ratio and what does Texas's mean? ▼ A loss ratio measures how much an insurer pays out in claims compared to premiums collected. Texas's 2022 average loss ratio is 50.0%. Ratios above 100% indicate insurers are paying more in claims than they collect, which often leads to premium increases.
How often do homeowners file insurance claims in Texas? ▼ The average claim frequency in Texas is 5.67%, meaning that percentage of policies result in a claim each year. The average claim severity (cost per claim) is $21,405. Higher claim frequency and severity typically correlate with higher premiums.
What natural hazards drive risk in Texas? ▼ Across 245 FEMA National Risk Index counties that join to Texas ZIP codes in the FIO file, the mean county risk score is 77.2 (11% above the 50-state mean of 69.3). The most common county-level top hazard is Tornado (81 of 245 counties). Elevated (Relatively High or Very High) county ratings concentrate in Tornado (47), Hail (39), Winter weather (29). NRI scores are county hazard/vulnerability context from FEMA; they are not premiums and are not a quote.
Texas in the FIO registry
State averages sit next to ZIP-level premium and nonrenewal extracts from the same filing year.
Texas ZIP premiums and nonrenewal rates in the same table. ZIP table → National premium board versus the population-floored nonrenewal board. Rankings → How competition ranks and dual boards are derived. Methodology → State figures are 2022 averages across ZIP-level U.S. Treasury FIO observations (changes compare 2018 with 2022), a benchmark, not a quote for any individual home.
Source: U.S. Department of the Treasury, Federal Insurance Office (FIO) Homeowners Insurance Data (2018-2022). Premiums are ZIP-level averages and may not reflect individual policy costs