Dental Insurance in Wyoming
Treasury FIO + FEMA NRI data for this geography. Each metric sourced from the most recent federal release.
Average dental insurance premiums for WY residents, compared to national benchmarks. Data from NADP and NAIC, 2024.
Data Snapshot: Dental Insurance in Wyoming
Dental insurance in Wyoming averages $32/month for an individual DPPO plan and $98/month for family DPPO coverage, based on 2024 NADP and NAIC market data. Individual DPPO premiums here are 9% below national average, where the national DPPO benchmark sits at $35/month. Annualized, that works out to roughly $384 per year for individual DPPO coverage and $1,176 per year for family DPPO before employer contributions or negotiated group discounts.
DHMO plans have limited availability in Wyoming, so most residents enroll in DPPO coverage at approximately $32/month, which allows them to see any licensed dentist rather than being restricted to a closed network. Most dental policies in Wyoming carry an annual maximum benefit of $1,000, meaning the plan will pay up to that amount toward covered dental care in a calendar year; once the maximum is reached, the enrollee pays 100% out of pocket until the benefit resets.
Actual premiums paid by Wyoming residents depend on age, selected carrier, plan tier, provider network breadth, orthodontic and major-service riders, and employer contributions through group plans — individual marketplace quotes can sit meaningfully above or below the market averages shown here. NADP figures aggregate filings from carriers across the state and represent statewide market averages rather than individual quotes, so residents in urban centers with deeper provider networks may see rates that differ from rural counties. This page is for educational information only and is not insurance, dental, or financial advice — consumers should obtain quotes directly from licensed dental insurance carriers or a licensed broker before enrolling or changing plans.
Wyoming vs. National Average
| Plan Type | WY Monthly | WY Annual | National Avg | vs. National |
|---|---|---|---|---|
| Individual DPPO | $32/mo | $384/yr | $35/mo | -$3 |
| Family DPPO | $98/mo | $1,176/yr | $110/mo | -$12 |
Wyoming vs national dental premiums
Source: National Association of Dental Plans (NADP) NADP Dental Benefits Report · 2024 State-level dental insurance premiums for Wyoming. Premiums vary by carrier, plan tier, age, and employer contribution.
Typical Coverage in Wyoming
Most dental insurance plans sold in Wyoming follow the standard 100/80/50 coverage structure. The annual maximum on most plans is $1,000.
Cleanings, exams, X-rays. Typically no waiting period.
Fillings, extractions. Usually 6-month wait.
Crowns, root canals, dentures. Usually 12-month wait.
Frequently Asked Questions
How much does dental insurance cost in Wyoming?
Is DHMO or DPPO better for residents of Wyoming?
What is the annual maximum for dental insurance in Wyoming?
Read our methodology — how this data is sourced, computed, and verified.