ZIP 17213 Insurance Data

Blairs Mills, Pennsylvania · Huntingdon County · 6 policies

Avg Premium (2022)
$940/yr
-2.8% since 2018
Loss Ratio
N/A
Claims paid vs premiums
Claim Frequency
N/A
Nonrenewal Rate
N/A

Data Snapshot: ZIP 17213 (Blairs Mills, PA)

ZIP 17213 (Blairs Mills, PA) shows an average homeowners insurance premium of $940 per year as of 2022, based on U.S. Treasury FIO ZIP-level observations across approximately 6 reported policies. That is 47% below the national average of $1,776 per year, placing this ZIP in the 4th percentile nationally. Compared to the Pennsylvania state average of $1,131, this ZIP runs 17% below, reflecting neighborhood-level differences in catastrophe exposure, property age, and claims history.

Across 5 years (2018–2022), premiums in ZIP 17213 have fallen by 2.8%, ranging from $940 to $986 with a five-year average of $958 — an annualized rate of -0.7% per year. FIO data aggregates voluntary reporting from the 40 largest homeowners insurers, covering roughly 80% of the U.S. market, so figures represent market averages rather than individual policy quotes; your own premium will vary with dwelling value, deductible, coverage limits, construction type, and insurer-specific underwriting. This page is educational research only and is not insurance advice — homeowners should request quotes from multiple licensed carriers or an independent agent before purchasing or renewing coverage.

How ZIP 17213 Compares

vs National Average
$940 vs $1,776
47% below national avg
vs Pennsylvania Average
$940 vs $1,131
17% below state avg
National Percentile
4th percentile
More affordable than most ZIPs

Premium History

Year Avg Premium YoY Change
2018 $967
2019 $986 +1.9%
2020 $954 -3.3%
2021 $945 -0.9%
2022 $940 -0.5%

5-Year Trend Summary

5-Year Avg Premium
$958
Premium Range
$940 - $986
Annual Change Rate
-0.7% per year
Years of Data
5 (2018-2022)

Source: U.S. Department of the Treasury, Federal Insurance Office (FIO) Homeowners Insurance Data (2018-2022). Premiums are ZIP-level averages and may not reflect individual policy costs U.S. Department of the Treasury, Federal Insurance Office (FIO) Homeowners Insurance Data (2018-2022). Premiums are ZIP-level averages and may not reflect individual policy costs

Frequently Asked Questions

How much is homeowners insurance in ZIP 17213?
The average homeowners insurance premium in ZIP 17213 (Blairs Mills, PA) is $940 per year as of 2022. Premiums have changed -2.8% over the past 5 years.
What affects homeowners insurance costs in Blairs Mills, PA?
Key factors include claims frequency (N/A in this ZIP), loss ratio (N/A), and nonrenewal rates (N/A). Natural disaster risk, property values, and local building costs also impact premiums.
Is homeowners insurance expensive in ZIP 17213 compared to the national average?
ZIP 17213 premiums of $940/yr are 47% below the national average of $1,776/yr. This ZIP is in the 4th percentile nationally.
What is the nonrenewal rate in ZIP 17213?
The nonrenewal rate in ZIP 17213 is N/A. Nonrenewal occurs when an insurer declines to extend coverage at policy expiration. High nonrenewal rates can signal that insurers view an area as high-risk.
How have premiums trended in ZIP 17213 over 5 years?
Over 5 years (2018-2022), premiums in ZIP 17213 have ranged from $940 to $986, with a 5-year average of $958. The annualized change rate is -0.7% per year.
How does ZIP 17213 compare to the Pennsylvania state average?
ZIP 17213 has an average premium of $940/yr compared to the Pennsylvania state average of $1,131/yr. This ZIP is 17% below the state average.

Related

Data sourced from official U.S. government datasets. See our methodology for details. Retrieved and formatted by PlainInsure Editorial

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