ZIP 17080 Insurance Data

Pillow, Pennsylvania · Dauphin County · 240 policies

Avg Premium (2022)
$905/yr
-6.2% since 2018
Loss Ratio
N/A
Claims paid vs premiums
Claim Frequency
N/A
Nonrenewal Rate
N/A

Data Snapshot: ZIP 17080 (Pillow, PA)

ZIP 17080 (Pillow, PA) shows an average homeowners insurance premium of $905 per year as of 2022, based on U.S. Treasury FIO ZIP-level observations across approximately 240 reported policies. That is 49% below the national average of $1,776 per year, placing this ZIP in the 3th percentile nationally. Compared to the Pennsylvania state average of $1,131, this ZIP runs 20% below, reflecting neighborhood-level differences in catastrophe exposure, property age, and claims history.

Across 5 years (2018–2022), premiums in ZIP 17080 have fallen by 6.2%, ranging from $905 to $1,005 with a five-year average of $963 — an annualized rate of -1.6% per year. FIO data aggregates voluntary reporting from the 40 largest homeowners insurers, covering roughly 80% of the U.S. market, so figures represent market averages rather than individual policy quotes; your own premium will vary with dwelling value, deductible, coverage limits, construction type, and insurer-specific underwriting. This page is educational research only and is not insurance advice — homeowners should request quotes from multiple licensed carriers or an independent agent before purchasing or renewing coverage.

How ZIP 17080 Compares

vs National Average
$905 vs $1,776
49% below national avg
vs Pennsylvania Average
$905 vs $1,131
20% below state avg
National Percentile
3th percentile
More affordable than most ZIPs

Premium History

Year Avg Premium YoY Change
2018 $965
2019 $994 +3.0%
2020 $1,005 +1.2%
2021 $946 -5.9%
2022 $905 -4.4%

5-Year Trend Summary

5-Year Avg Premium
$963
Premium Range
$905 - $1,005
Annual Change Rate
-1.6% per year
Years of Data
5 (2018-2022)

Source: U.S. Department of the Treasury, Federal Insurance Office (FIO) Homeowners Insurance Data (2018-2022). Premiums are ZIP-level averages and may not reflect individual policy costs U.S. Department of the Treasury, Federal Insurance Office (FIO) Homeowners Insurance Data (2018-2022). Premiums are ZIP-level averages and may not reflect individual policy costs

Frequently Asked Questions

How much is homeowners insurance in ZIP 17080?
The average homeowners insurance premium in ZIP 17080 (Pillow, PA) is $905 per year as of 2022. Premiums have changed -6.2% over the past 5 years.
What affects homeowners insurance costs in Pillow, PA?
Key factors include claims frequency (N/A in this ZIP), loss ratio (N/A), and nonrenewal rates (N/A). Natural disaster risk, property values, and local building costs also impact premiums.
Is homeowners insurance expensive in ZIP 17080 compared to the national average?
ZIP 17080 premiums of $905/yr are 49% below the national average of $1,776/yr. This ZIP is in the 3th percentile nationally.
What is the nonrenewal rate in ZIP 17080?
The nonrenewal rate in ZIP 17080 is N/A. Nonrenewal occurs when an insurer declines to extend coverage at policy expiration. High nonrenewal rates can signal that insurers view an area as high-risk.
How have premiums trended in ZIP 17080 over 5 years?
Over 5 years (2018-2022), premiums in ZIP 17080 have ranged from $905 to $1,005, with a 5-year average of $963. The annualized change rate is -1.6% per year.
How does ZIP 17080 compare to the Pennsylvania state average?
ZIP 17080 has an average premium of $905/yr compared to the Pennsylvania state average of $1,131/yr. This ZIP is 20% below the state average.

Related

Data sourced from official U.S. government datasets. See our methodology for details. Retrieved and formatted by PlainInsure Editorial

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