ZIP 17037 Insurance Data

Data Snapshot: ZIP 17037 (Ickesburg, PA)

ZIP 17037 (Ickesburg, PA) shows an average homeowners insurance premium of $824 per year as of 2022, based on U.S. Treasury FIO ZIP-level observations across approximately 17 reported policies. That is 54% below the national average of $1,776 per year, placing this ZIP in the 1th percentile nationally. Compared to the Pennsylvania state average of $1,131, this ZIP runs 27% below, reflecting neighborhood-level differences in catastrophe exposure, property age, and claims history.

The loss ratio for ZIP 17037 is 1.9%, meaning insurers retained a working margin after claims. Claim frequency — the share of policies with at least one claim — is 0.50%, and the average claim severity (amount paid per claim) is $3,220.

Across 5 years (2018–2022), premiums in ZIP 17037 have risen by 1.5%, ranging from $793 to $828 with a five-year average of $814 — an annualized rate of +0.4% per year. FIO data aggregates voluntary reporting from the 40 largest homeowners insurers, covering roughly 80% of the U.S. market, so figures represent market averages rather than individual policy quotes; your own premium will vary with dwelling value, deductible, coverage limits, construction type, and insurer-specific underwriting. This page is educational research only and is not insurance advice — homeowners should request quotes from multiple licensed carriers or an independent agent before purchasing or renewing coverage.