Indiana Homeowners Insurance

Compiled by PlainInsure · May 15, 2026

U.S. Treasury FIO data for 671 ZIP codes in Indiana (IN).

The verdict

According to U.S. Treasury FIO filings, Indiana ranks #33 of 51 by average premium ($1,481/yr) ≠ #17 of 50 by nonrenewal (1.27%). Cost rank is not withdrawal rank.

$1,481
State avg premium (#33 of 51): #17
Nonrenewal of 50 (1.27%): 46290
In-state premium ZIP #1 ($3,199): 46204
In-state nonrenewal ZIP #1 (3.17%)

Premium rank counts states with a reported average premium, highest first, abbreviation tiebreak. Nonrenewal rank counts states that publish a rate. In-state ZIP #1s are separate extracts.

Indiana vs all states by ZIP-mean homeowners premium

Where this state's average ZIP premium sits among every state that reports one (lower is better for homeowners)

$1,481 Lower than most lower premium than 63% of 51 states

States, banded by ZIP-mean annual homeowners premium (FIO)

Each bar is a $0.001K-wide band; taller bars hold more states. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source U.S. Treasury FIO Homeowners Insurance Markets Report · 2022

Source: U.S. Department of the Treasury, Federal Insurance Office, "Analyses of U.S. Homeowners Insurance Markets, 2018–2022." Each state figure on this page is the 2022 average across the state's ZIP codes, counting every ZIP once; the change figures compare 2018 with 2022. See methodology for how the state rank and national comparison are calculated.

How Indiana Compares

Premium vs National

17% below

$1,481 vs the national $1,776 per year

Premium Change

+3.4%

2018-2022 change, 34th of 51 states on growth

Avg Loss Ratio (2022)

48.4%

Claims paid vs premiums earned

National 58.0%: insurers retain more margin here

Nonrenewal Change

-14.7%

2018-2022 change in the share of policies insurers decline to renew

Data Snapshot: Indiana Homeowners Insurance

The Indiana figures above are a plain mean of ZIP-level averages for 2022, in which a ZIP of a few hundred people counts the same as one of tens of thousands.

Nonrenewal, the share of policies insurers decline to extend at expiration, is averaged across the Indiana ZIP codes that report one (92% of the state's ZIP codes; those without a published rate are smaller and higher-premium on average, so that average is likely conservative).

Within Indiana, premium dispersion across ZIP codes is substantial: the most expensive ZIP (46290 in Indianapolis) charges 201% more than the least expensive (46808 in Fort Wayne), reflecting local differences in catastrophe exposure, construction costs, and claims history. The FIO dataset aggregates voluntary reporting from the 40 largest homeowners insurers covering roughly 80% of the U.S. market, so ZIP-level figures represent market averages rather than individual quotes; actual premiums vary with dwelling value, deductible, coverage limits, and insurer-specific underwriting. This page is a FIO registry extract, not a quote or a recommendation.

How to read these figures: state averages on this page are computed from U.S. Treasury Federal Insurance Office data, which the office collects directly from the largest homeowners insurers and reports at the ZIP-code level. A statewide average blends expensive coastal and wildfire-exposed markets with lower-cost inland areas, so the figure is a useful benchmark but will understate what some residents pay and overstate what others pay. The loss ratio is the share of every premium dollar that insurers returned as claims; sustained ratios near or above one signal a market under pressure, where rate increases, tighter underwriting, or nonrenewals tend to follow. Claim frequency and nonrenewal rates show how often policies result in claims and how often insurers decline to renew, both of which track local catastrophe exposure. Treat the state number as a registry average, then open the ZIP table below for the same filing year's local premium and nonrenewal extracts.

Loss Ratio Reading: Indiana

Indiana statewide - FIO 2022, mean of ZIP codes: 48% (Insurer-favorable) - low claim payout, insurer retains a healthy margin.

ZIP Codes Tracked

671

Reporting Period

2018-2022

Source

U.S. Treasury FIO

Premium Trends (2018-2022)

Year	Avg Premium	Median Premium	Loss Ratio	Claim Freq	Nonrenewal
2018	$1,432	$1,412	38.5%	3.82%	1.49%
2019	$1,430 (-0.1%)	$1,414	50.1%	4.96%	1.19%
2020	$1,430 (-0.0%)	$1,413	43.3%	4.35%	0.97%
2021	$1,465 (+2.5%)	$1,454	41.9%	3.98%	1.19%
2022	$1,481 (+1.0%)	$1,465	48.4%	4.54%	1.27%

Average homeowners premium per year in Indiana.

Most Expensive ZIP Codes in Indiana

Most Affordable ZIP Codes in Indiana

All ZIP Codes in Indiana

671 ZIP codes sorted by premium (highest first). Click column headers to sort.

ZIP	City	Premium	Loss Ratio	Claims	Nonrenewal
46290	Indianapolis	$3,199	59.9%	14.55%	N/A
46032	Carmel	$2,439	70.4%	11.11%	1.14%
46278	Indianapolis	$2,399	29.9%	6.13%	0.82%
46077	Zionsville	$2,330	36.4%	5.15%	0.80%
46204	Indianapolis	$2,232	15.9%	4.76%	3.17%
46511	Culver	$2,193	16.0%	3.89%	0.61%
46301	Beverly Shores	$2,140	135.8%	4.70%	2.21%
46033	Carmel	$2,139	68.7%	9.26%	1.23%
46240	Indianapolis	$2,045	76.4%	11.28%	0.92%
47264	Norman	$2,026	13.9%	0.58%	1.16%
46165	North Salem	$2,026	34.0%	4.55%	2.73%
46260	Indianapolis	$1,968	89.1%	11.08%	1.09%
46162	Needham	$1,954	370.6%	3.75%	N/A
46202	Indianapolis	$1,926	35.5%	5.35%	0.95%
46208	Indianapolis	$1,909	67.9%	7.25%	1.06%
46037	Fishers	$1,887	58.7%	8.90%	1.52%
46055	Mccordsville	$1,881	43.4%	7.39%	0.91%
46236	Indianapolis	$1,868	103.4%	14.61%	1.30%
46106	Bargersville	$1,866	27.8%	2.61%	0.56%
47531	Evanston	$1,865	11.4%	2.82%	N/A
46228	Indianapolis	$1,863	63.3%	7.18%	1.47%
46181	Trafalgar	$1,861	44.4%	5.26%	0.38%
46814	Fort Wayne	$1,855	70.7%	9.03%	1.10%
46256	Indianapolis	$1,853	127.3%	14.52%	1.51%
46105	Bainbridge	$1,843	180.3%	5.78%	1.22%
46250	Indianapolis	$1,836	79.3%	13.08%	1.27%
46040	Fortville	$1,832	46.5%	6.03%	1.29%
46205	Indianapolis	$1,828	46.5%	7.45%	1.74%
47119	Floyds Knobs	$1,821	56.1%	5.55%	1.17%
47639	Haubstadt	$1,811	52.9%	2.99%	1.37%
46731	Craigville	$1,806	22.3%	5.49%	N/A
46163	New Palestine	$1,802	90.0%	9.36%	0.92%
46259	Indianapolis	$1,797	39.6%	5.43%	0.90%
47861	Merom	$1,797	164.7%	16.44%	2.74%
46402	Gary	$1,796	102.6%	8.93%	2.04%
46160	Morgantown	$1,779	65.2%	5.07%	0.94%
47557	Monroe City	$1,776	11.4%	3.01%	0.60%
46110	Boggstown	$1,772	11.4%	2.15%	1.08%
46130	Fountaintown	$1,770	109.1%	4.96%	0.37%
47613	Elberfeld	$1,768	8.1%	2.12%	0.77%
47448	Nashville	$1,767	38.3%	3.43%	0.96%
47846	Cory	$1,766	13.8%	2.15%	1.08%
47630	Newburgh	$1,749	35.4%	3.39%	0.64%
46180	Stilesville	$1,748	102.7%	3.52%	N/A
46157	Monrovia	$1,743	104.2%	13.32%	1.38%
46220	Indianapolis	$1,740	59.5%	9.20%	0.80%
47401	Bloomington	$1,733	37.9%	3.69%	0.58%
46034	Cicero	$1,731	42.0%	5.44%	0.50%
47838	Carlisle	$1,724	22.8%	5.22%	3.91%
47036	Oldenburg	$1,716	18.6%	3.03%	1.52%
46151	Martinsville	$1,716	76.5%	7.54%	0.79%
46186	Wilkinson	$1,714	71.4%	4.32%	1.33%
46149	Lizton	$1,709	53.2%	2.82%	1.13%
46074	Westfield	$1,707	80.5%	10.11%	1.65%
47989	Waveland	$1,702	12.2%	3.02%	1.51%
47550	Lamar	$1,702	28.3%	4.82%	1.20%
47140	Marengo	$1,698	10.3%	2.11%	1.76%
46172	Roachdale	$1,698	26.9%	3.90%	0.84%
46911	Amboy	$1,696	23.1%	5.92%	0.59%
46147	Jamestown	$1,695	29.8%	4.52%	0.82%
47638	Wadesville	$1,694	36.7%	5.03%	0.70%
47955	Linden	$1,694	6.0%	2.13%	N/A
46030	Arcadia	$1,693	23.4%	4.84%	0.90%
47465	Switz City	$1,693	193.0%	7.69%	3.08%
47635	Rockport	$1,688	17.2%	4.30%	0.81%
46118	Clayton	$1,685	81.3%	4.60%	0.66%
46062	Noblesville	$1,683	44.2%	6.04%	1.06%
47981	Romney	$1,680	19.2%	2.82%	0.70%
47137	Leavenworth	$1,679	16.3%	1.97%	0.49%
47633	Poseyville	$1,675	83.1%	9.01%	0.62%
46371	Rolling Prairie	$1,675	36.4%	2.13%	0.57%
46121	Coatesville	$1,671	17.4%	2.69%	0.51%
47968	New Ross	$1,670	59.3%	10.50%	0.55%
47841	Clay City	$1,669	33.1%	2.36%	1.01%
46122	Danville	$1,667	27.1%	3.30%	1.03%
47516	Bruceville	$1,664	8.9%	0.88%	0.44%
46049	Kempton	$1,660	18.7%	3.48%	0.87%
46031	Atlanta	$1,658	21.0%	3.39%	1.04%
47468	Unionville	$1,656	35.4%	4.45%	1.06%
47942	Earl Park	$1,656	248.6%	5.00%	2.50%
47866	Pimento	$1,654	17.2%	1.20%	2.41%
47427	Coal City	$1,651	11.3%	3.31%	N/A
47601	Boonville	$1,650	47.8%	3.63%	0.63%
47408	Bloomington	$1,649	38.7%	4.02%	0.26%
46166	Paragon	$1,649	50.2%	4.02%	1.15%
47244	Hartsville	$1,647	-0.0%	0.93%	0.93%
47949	Hillsboro	$1,644	16.3%	2.22%	1.67%
47597	Wheatland	$1,643	13.3%	3.54%	0.88%
47558	Montgomery	$1,639	16.5%	3.82%	0.64%
47443	Lyons	$1,638	3.2%	2.27%	2.27%
47011	Bennington	$1,636	9.3%	2.04%	1.02%
46161	Morristown	$1,636	37.6%	4.28%	0.64%
47850	Farmersburg	$1,635	65.2%	4.12%	2.94%
46069	Sheridan	$1,635	37.4%	4.35%	1.00%
46071	Thorntown	$1,634	77.3%	3.73%	1.12%
46126	Fairland	$1,632	44.2%	5.20%	0.88%
47022	Guilford	$1,630	33.7%	2.45%	0.33%
47882	Sullivan	$1,630	22.5%	4.31%	1.66%
47386	Springport	$1,627	139.9%	2.60%	0.87%
46385	Valparaiso	$1,627	56.4%	4.29%	2.26%
46348	La Crosse	$1,626	35.0%	4.86%	0.69%
46038	Fishers	$1,625	55.6%	7.84%	1.13%
46404	Gary	$1,625	84.7%	7.25%	2.22%
47456	Quincy	$1,623	29.7%	6.59%	0.55%
47725	Evansville	$1,622	56.1%	3.17%	0.68%
47649	Francisco	$1,621	35.8%	6.28%	1.93%
46321	Munster	$1,621	27.3%	2.43%	0.81%
46115	Carthage	$1,619	51.0%	5.73%	1.08%
46143	Greenwood	$1,617	53.9%	5.28%	0.94%
46920	Cutler	$1,616	1.7%	2.29%	N/A
47577	Saint Meinrad	$1,615	9.0%	1.32%	N/A
47665	Owensville	$1,614	43.4%	5.64%	1.45%
47954	Ladoga	$1,613	73.7%	2.67%	1.34%
47117	Elizabeth	$1,613	26.4%	3.13%	2.41%
47521	Celestine	$1,612	5.7%	1.95%	N/A
47802	Terre Haute	$1,612	29.5%	3.16%	1.10%
47354	Losantville	$1,610	9.0%	5.23%	1.31%
47631	New Harmony	$1,609	72.8%	2.45%	1.09%
46167	Pittsboro	$1,609	61.0%	2.67%	0.52%
46913	Bringhurst	$1,609	78.6%	2.14%	N/A
46156	Milroy	$1,605	122.0%	18.32%	0.76%
46226	Indianapolis	$1,605	60.8%	8.90%	1.74%
47120	Fredericksburg	$1,605	128.8%	4.69%	1.56%
47136	Lanesville	$1,604	28.2%	2.99%	1.49%
47106	Borden	$1,603	23.6%	3.21%	3.34%
47713	Evansville	$1,603	103.4%	6.36%	1.82%
47147	Nabb	$1,601	22.2%	6.11%	1.53%
47987	Veedersburg	$1,601	28.8%	2.17%	0.90%
46403	Gary	$1,600	26.3%	6.22%	2.04%
46182	Waldron	$1,598	243.8%	25.36%	0.28%
47991	West Lebanon	$1,597	1.1%	0.90%	0.90%
47525	Derby	$1,597	17.3%	2.00%	N/A
47124	Greenville	$1,595	20.7%	3.13%	1.37%
47901	Lafayette	$1,595	40.3%	3.55%	0.59%
47993	Williamsport	$1,595	16.5%	2.71%	1.58%
47648	Fort Branch	$1,594	43.1%	4.32%	0.56%
47847	Dana	$1,593	53.4%	2.96%	5.93%
47040	Rising Sun	$1,593	26.2%	4.15%	0.66%
46123	Avon	$1,593	37.3%	5.28%	1.38%
47041	Sunman	$1,592	61.3%	2.74%	0.53%
46117	Charlottesville	$1,592	13.0%	2.44%	0.81%
46567	Syracuse	$1,591	68.8%	6.78%	0.88%
46231	Indianapolis	$1,589	62.3%	7.22%	1.50%
47358	Modoc	$1,586	N/A	N/A	2.60%
46304	Chesterton	$1,585	44.7%	3.94%	3.12%
46135	Greencastle	$1,584	48.5%	3.40%	0.53%
46164	Nineveh	$1,583	50.5%	6.95%	1.12%
47145	Milltown	$1,583	28.7%	3.21%	0.32%
47612	Cynthiana	$1,582	27.8%	4.59%	2.75%
47992	Westpoint	$1,581	7.4%	2.21%	0.74%
46601	South Bend	$1,580	34.6%	3.48%	2.53%
47032	Moores Hill	$1,580	16.0%	4.01%	0.40%
46201	Indianapolis	$1,580	40.9%	5.36%	1.91%
47720	Evansville	$1,580	23.4%	3.53%	0.89%
47922	Brook	$1,579	27.0%	6.67%	0.74%
47018	Dillsboro	$1,577	57.8%	3.33%	N/A
46990	Urbana	$1,577	13.2%	4.46%	1.79%
47561	Oaktown	$1,576	24.1%	1.63%	N/A
47141	Marysville	$1,574	40.7%	4.18%	1.67%
46349	Lake Village	$1,573	16.6%	1.66%	0.50%
47470	Williams	$1,572	39.6%	3.55%	3.55%
47001	Aurora	$1,569	30.5%	3.81%	0.70%
47529	Elnora	$1,569	47.6%	2.53%	N/A
47060	West Harrison	$1,569	28.5%	3.75%	0.57%
46939	Kewanna	$1,568	77.1%	10.26%	1.47%
47620	Mount Vernon	$1,567	37.5%	3.52%	0.73%
46788	Spencerville	$1,567	222.3%	2.58%	0.86%
46979	Russiaville	$1,567	30.1%	2.90%	0.70%
46158	Mooresville	$1,566	40.8%	4.29%	0.85%
47862	Montezuma	$1,565	41.2%	3.66%	1.05%
46128	Fillmore	$1,564	16.3%	2.51%	0.50%
47471	Worthington	$1,564	10.0%	1.71%	2.40%
47031	Milan	$1,563	24.3%	5.17%	0.32%
46373	Saint John	$1,563	25.6%	2.15%	0.93%
46239	Indianapolis	$1,562	68.8%	6.85%	1.27%
47975	Pine Village	$1,558	10.9%	4.49%	1.12%
47932	Covington	$1,557	78.8%	5.33%	1.02%
46060	Noblesville	$1,557	71.6%	7.12%	1.36%
46120	Cloverdale	$1,556	61.3%	8.13%	1.03%
46268	Indianapolis	$1,556	53.0%	7.55%	1.73%
47963	Morocco	$1,555	22.9%	3.70%	1.59%
46148	Knightstown	$1,555	42.0%	2.98%	1.67%
47125	Hardinsburg	$1,553	49.0%	1.46%	0.97%
47112	Corydon	$1,553	33.0%	4.17%	0.82%
47666	Patoka	$1,552	85.3%	3.96%	1.98%
46986	Swayzee	$1,551	104.1%	3.14%	1.39%
47387	Straughn	$1,551	177.2%	1.98%	0.99%
46234	Indianapolis	$1,549	47.6%	5.17%	1.02%
47848	Dugger	$1,549	42.7%	4.72%	1.97%
47023	Holton	$1,548	16.1%	2.29%	0.57%
46140	Greenfield	$1,548	47.0%	5.59%	0.83%
47138	Lexington	$1,547	47.0%	4.83%	3.76%
46064	Pendleton	$1,547	42.0%	3.78%	1.10%
47528	Edwardsport	$1,547	73.6%	3.66%	1.22%
47578	Sandborn	$1,546	994.5%	58.77%	N/A
47122	Georgetown	$1,545	31.8%	3.50%	0.76%
46142	Greenwood	$1,545	42.5%	4.70%	0.82%
46530	Granger	$1,543	46.8%	3.23%	1.13%
46365	Mill Creek	$1,541	23.9%	1.84%	N/A
47438	Jasonville	$1,541	28.2%	3.13%	1.15%
47640	Hazleton	$1,541	11.5%	2.42%	1.61%
46507	Bristol	$1,539	51.4%	3.82%	0.85%
47352	Lewisville	$1,539	6.2%	2.36%	0.79%
47940	Darlington	$1,538	12.2%	2.09%	0.84%
46366	North Judson	$1,537	42.9%	5.14%	1.25%
46112	Brownsburg	$1,535	28.3%	3.83%	1.13%
46374	San Pierre	$1,535	96.2%	8.33%	1.19%
47433	Gosport	$1,535	46.0%	4.96%	1.09%
46254	Indianapolis	$1,533	48.8%	6.87%	1.69%
47660	Oakland City	$1,533	23.6%	3.31%	1.10%
47840	Centerpoint	$1,533	13.3%	3.56%	1.58%
47356	Middletown	$1,533	31.2%	3.94%	0.87%
47885	West Terre Haute	$1,533	29.8%	2.62%	0.96%
47164	Palmyra	$1,532	6.7%	2.17%	1.00%
47879	Shelburn	$1,532	95.9%	3.46%	2.96%
47102	Austin	$1,532	71.4%	3.54%	2.95%
47854	Hillsdale	$1,532	0.7%	0.83%	2.48%
47874	Rosedale	$1,531	16.8%	2.96%	1.19%
46383	Valparaiso	$1,530	46.3%	3.98%	3.07%
47951	Kentland	$1,530	12.4%	3.59%	0.90%
47591	Vincennes	$1,530	29.7%	4.31%	0.89%
46910	Akron	$1,529	58.2%	6.42%	1.96%
47384	Shirley	$1,529	63.0%	5.88%	1.87%
46229	Indianapolis	$1,529	79.0%	10.73%	1.41%
47126	Henryville	$1,528	48.6%	3.03%	2.25%
47590	Velpen	$1,528	80.7%	7.77%	N/A
47177	Underwood	$1,527	58.9%	3.48%	1.74%
46536	Lakeville	$1,527	13.3%	2.03%	0.37%
46341	Hebron	$1,526	44.8%	3.07%	1.74%
47424	Bloomfield	$1,526	24.2%	2.07%	0.58%
46407	Gary	$1,526	67.5%	7.33%	2.22%
47006	Batesville	$1,526	8.2%	2.07%	0.56%
47383	Selma	$1,524	20.4%	4.26%	0.58%
46765	Leo	$1,523	29.7%	4.16%	1.02%
46410	Merrillville	$1,523	66.1%	7.33%	2.07%
47670	Princeton	$1,522	27.6%	4.29%	1.04%
47619	Lynnville	$1,522	36.8%	4.94%	1.14%
46113	Camby	$1,519	71.0%	5.11%	1.22%
47452	Orleans	$1,519	39.2%	2.84%	0.61%
46320	Hammond	$1,519	42.0%	3.61%	1.56%
47974	Perrysville	$1,518	33.2%	3.23%	1.08%
46783	Roanoke	$1,517	21.0%	2.73%	0.91%
46171	Reelsville	$1,517	51.8%	2.93%	0.98%
47441	Linton	$1,517	19.7%	3.66%	0.86%
47115	Depauw	$1,517	28.1%	2.70%	1.35%
47579	Santa Claus	$1,517	58.3%	3.43%	0.95%
47872	Rockville	$1,516	28.0%	2.96%	0.99%
47012	Brookville	$1,516	40.5%	3.98%	0.94%
47615	Grandview	$1,515	210.1%	5.56%	2.47%
46131	Franklin	$1,515	29.0%	4.32%	0.77%
47965	New Market	$1,514	16.9%	6.72%	0.84%
46764	Larwill	$1,513	6.7%	2.78%	0.46%
46076	Windfall	$1,513	29.3%	2.86%	0.82%
47567	Petersburg	$1,511	34.5%	7.37%	1.12%
47360	Mooreland	$1,511	20.6%	2.62%	0.44%
46391	Westville	$1,511	37.0%	3.98%	2.23%
47201	Columbus	$1,510	32.6%	4.01%	0.92%
47235	Freetown	$1,510	40.4%	4.12%	2.25%
46133	Glenwood	$1,509	79.3%	8.33%	2.08%
46538	Leesburg	$1,508	75.7%	3.72%	0.50%
47634	Richland	$1,508	71.8%	4.80%	1.20%
47135	Laconia	$1,507	56.3%	6.25%	1.25%
47025	Lawrenceburg	$1,507	23.6%	4.18%	0.41%
47805	Terre Haute	$1,507	18.2%	2.64%	0.79%
47170	Scottsburg	$1,506	37.9%	3.58%	3.48%
47114	Crandall	$1,506	1.5%	1.19%	2.38%
46068	Sharpsville	$1,504	21.8%	3.31%	0.41%
46409	Gary	$1,504	70.9%	8.51%	2.63%
46173	Rushville	$1,502	39.8%	5.97%	1.69%
47868	Poland	$1,501	5.5%	2.24%	0.61%
46382	Union Mills	$1,501	58.0%	4.89%	2.30%
47512	Bicknell	$1,501	35.1%	2.91%	2.33%
47535	Freelandville	$1,500	15.6%	2.74%	1.37%
46996	Winamac	$1,500	29.4%	4.93%	8.40%
46072	Tipton	$1,499	27.6%	3.11%	0.58%
47305	Muncie	$1,498	21.8%	5.09%	1.39%
46039	Forest	$1,498	2.6%	3.13%	1.04%
47946	Francesville	$1,498	3.1%	1.80%	1.20%
47469	West Baden Springs	$1,497	90.5%	5.95%	0.60%
47250	Madison	$1,497	22.1%	3.44%	1.51%
47944	Fowler	$1,495	13.6%	2.49%	0.90%
46150	Manilla	$1,494	36.5%	4.92%	N/A
47396	Yorktown	$1,493	22.2%	3.13%	0.58%
46050	Kirklin	$1,493	49.5%	3.61%	0.66%
46390	Wanatah	$1,493	29.1%	3.26%	2.50%
47165	Pekin	$1,493	48.4%	3.76%	1.64%
47849	Fairbanks	$1,492	36.5%	4.44%	N/A
46408	Gary	$1,491	43.6%	5.84%	1.86%
47834	Brazil	$1,490	36.3%	3.29%	1.22%
46175	Russellville	$1,490	1.4%	3.75%	1.25%
46375	Schererville	$1,488	25.8%	2.40%	1.02%
47143	Memphis	$1,488	97.3%	2.71%	2.96%
46791	Uniondale	$1,488	16.3%	2.37%	N/A
47326	Bryant	$1,487	8.2%	1.75%	N/A
46350	La Porte	$1,487	58.2%	4.66%	1.36%
46104	Arlington	$1,486	170.8%	5.52%	0.69%
47527	Dubois	$1,485	1.4%	1.58%	0.95%
47943	Fair Oaks	$1,484	13.3%	4.08%	N/A
47537	Gentryville	$1,483	1.9%	1.92%	N/A
47575	Saint Anthony	$1,483	2.0%	0.56%	N/A
46392	Wheatfield	$1,482	44.9%	3.34%	0.89%
47546	Jasper	$1,482	14.3%	2.45%	0.70%
46307	Crown Point	$1,482	38.2%	3.02%	1.46%
46340	Hanna	$1,482	40.8%	3.85%	1.92%
47952	Kingman	$1,482	54.5%	7.45%	2.48%
46792	Warren	$1,481	70.7%	3.91%	1.22%
46936	Greentown	$1,481	26.6%	3.49%	1.16%
47950	Idaville	$1,481	N/A	N/A	1.27%
47380	Ridgeville	$1,480	16.4%	5.56%	2.02%
47532	Ferdinand	$1,480	48.0%	3.02%	1.17%
47118	English	$1,479	102.1%	1.89%	0.94%
46770	Markle	$1,478	10.8%	2.93%	0.24%
47921	Boswell	$1,476	25.0%	3.88%	1.55%
47855	Hymera	$1,476	16.8%	5.71%	1.43%
46929	Flora	$1,476	10.2%	2.68%	1.88%
46214	Indianapolis	$1,475	31.2%	4.32%	1.40%
47421	Bedford	$1,474	56.0%	4.86%	0.96%
47460	Spencer	$1,474	45.1%	2.99%	0.82%
47920	Battle Ground	$1,474	12.4%	2.11%	0.49%
46393	Wheeler	$1,474	27.8%	3.03%	N/A
47541	Holland	$1,473	18.4%	3.82%	N/A
47957	Medaryville	$1,473	56.4%	4.23%	2.65%
46217	Indianapolis	$1,473	40.8%	5.34%	1.03%
47446	Mitchell	$1,473	59.8%	5.04%	1.10%
46056	Markleville	$1,472	62.9%	5.26%	0.53%
47637	Tennyson	$1,472	6.9%	1.20%	N/A
47842	Clinton	$1,471	17.6%	2.76%	1.50%
47564	Otwell	$1,471	12.8%	3.86%	1.45%
47859	Marshall	$1,471	192.6%	7.07%	N/A
47858	Lewis	$1,470	6.2%	2.88%	N/A
47462	Springville	$1,469	46.9%	4.27%	1.61%
46552	New Carlisle	$1,468	24.1%	1.99%	0.61%
47930	Clarks Hill	$1,467	244.3%	1.08%	N/A
47598	Winslow	$1,466	76.6%	5.77%	0.69%
46057	Michigantown	$1,466	104.7%	5.97%	0.75%
47562	Odon	$1,465	15.5%	2.88%	1.44%
47967	New Richmond	$1,465	9.5%	2.48%	N/A
46737	Fremont	$1,464	58.8%	3.87%	1.05%
46237	Indianapolis	$1,463	43.3%	5.66%	0.71%
46360	Michigan City	$1,463	68.5%	5.33%	1.41%
46310	Demotte	$1,462	27.4%	2.93%	0.64%
47454	Paoli	$1,462	16.9%	2.67%	1.15%
47042	Versailles	$1,462	187.5%	3.79%	0.84%
47162	New Washington	$1,460	6.8%	2.61%	N/A
46617	South Bend	$1,459	28.5%	3.17%	1.25%
46573	Wakarusa	$1,459	67.8%	4.78%	0.76%
46168	Plainfield	$1,459	26.0%	3.37%	1.02%
47030	Metamora	$1,459	53.0%	4.57%	0.91%
46356	Lowell	$1,458	25.6%	3.94%	1.28%
46531	Grovertown	$1,457	45.3%	3.66%	0.81%
47553	Loogootee	$1,457	159.5%	14.35%	1.16%
46235	Indianapolis	$1,457	49.6%	9.50%	1.29%
46941	Lagro	$1,457	80.5%	5.47%	1.49%
47166	Ramsey	$1,456	16.2%	1.96%	N/A
47807	Terre Haute	$1,456	105.3%	3.47%	1.46%
46011	Anderson	$1,456	62.9%	4.87%	1.03%
47432	French Lick	$1,455	26.5%	3.94%	0.79%
46111	Brooklyn	$1,455	11.2%	4.05%	2.70%
46915	Burlington	$1,454	5.7%	2.33%	1.16%
47281	Vallonia	$1,454	17.2%	2.83%	0.40%
47436	Heltonville	$1,454	8.7%	2.23%	1.34%
46312	East Chicago	$1,454	40.2%	3.97%	1.54%
46745	Hoagland	$1,454	31.9%	4.85%	2.12%
47220	Brownstown	$1,453	13.2%	1.94%	N/A
47172	Sellersburg	$1,453	173.9%	17.52%	3.52%
46377	Shelby	$1,452	11.8%	1.54%	1.54%
46763	Laotto	$1,452	24.6%	3.22%	0.96%
47542	Huntingburg	$1,452	15.7%	1.97%	0.49%
47933	Crawfordsville	$1,452	42.0%	3.77%	0.70%
47163	Otisco	$1,451	89.3%	2.05%	1.71%
46058	Mulberry	$1,451	51.0%	2.12%	2.42%
47712	Evansville	$1,451	24.2%	3.31%	1.05%
46347	Kouts	$1,451	18.2%	3.06%	1.95%
47167	Salem	$1,448	36.7%	3.76%	1.45%
47990	Waynetown	$1,448	24.9%	4.59%	0.71%
47016	Cedar Grove	$1,448	15.2%	3.39%	0.85%
46978	Royal Center	$1,447	41.5%	6.17%	1.23%
47977	Remington	$1,446	22.2%	3.15%	4.55%
47459	Solsberry	$1,445	15.8%	2.63%	0.99%
47833	Bowling Green	$1,444	348.3%	3.65%	2.19%
47338	Eaton	$1,444	41.4%	5.19%	1.13%
47393	Williamsburg	$1,444	133.5%	2.35%	1.76%
46219	Indianapolis	$1,443	78.2%	9.82%	1.46%
47385	Spiceland	$1,442	20.7%	2.89%	N/A
47230	Deputy	$1,441	37.7%	5.69%	2.44%
46311	Dyer	$1,440	39.4%	2.45%	1.20%
47037	Osgood	$1,440	155.7%	5.54%	0.67%
46044	Frankton	$1,440	26.1%	4.66%	0.86%
47803	Terre Haute	$1,439	18.9%	2.70%	0.78%
47234	Flat Rock	$1,439	185.2%	21.81%	1.23%
46368	Portage	$1,438	57.4%	6.13%	1.80%
47232	Elizabethtown	$1,438	51.2%	5.64%	0.74%
47320	Albany	$1,438	52.7%	4.51%	0.87%
47926	Burnettsville	$1,437	276.8%	5.80%	1.45%
47240	Greensburg	$1,436	20.6%	2.42%	1.07%
46540	Middlebury	$1,436	14.0%	2.01%	0.97%
46203	Indianapolis	$1,436	44.7%	5.43%	1.31%
46501	Argos	$1,435	21.6%	4.35%	1.38%
47978	Rensselaer	$1,434	45.5%	4.81%	1.40%
47334	Daleville	$1,434	17.0%	3.05%	0.80%
46184	Whiteland	$1,433	37.1%	4.88%	1.08%
46280	Indianapolis	$1,432	88.1%	9.25%	1.22%
46940	La Fontaine	$1,430	18.8%	3.76%	0.75%
46124	Edinburgh	$1,429	138.1%	14.53%	1.07%
46985	Star City	$1,429	81.6%	7.53%	8.22%
47918	Attica	$1,428	50.6%	2.61%	0.87%
47881	Staunton	$1,428	27.7%	4.69%	1.56%
47715	Evansville	$1,427	71.7%	5.51%	0.76%
46406	Gary	$1,426	63.4%	7.14%	2.93%
47260	Medora	$1,426	34.5%	5.08%	N/A
47929	Chalmers	$1,425	13.0%	5.43%	N/A
46952	Marion	$1,424	58.0%	6.19%	1.20%
46225	Indianapolis	$1,423	59.5%	4.79%	1.60%
46730	Corunna	$1,422	8.8%	0.50%	0.50%
46917	Camden	$1,421	7.7%	3.10%	0.44%
47994	Wingate	$1,420	57.0%	2.25%	N/A
46222	Indianapolis	$1,420	43.9%	4.90%	2.26%
47431	Freedom	$1,420	38.5%	5.56%	0.46%
46532	Hamlet	$1,420	32.5%	3.45%	0.77%
47357	Milton	$1,418	6.5%	2.47%	0.62%
46036	Elwood	$1,418	33.6%	4.39%	1.02%
46914	Bunker Hill	$1,418	35.5%	5.13%	0.85%
47342	Gaston	$1,417	45.6%	4.32%	1.36%
46919	Converse	$1,417	16.8%	4.64%	0.71%
46342	Hobart	$1,417	47.3%	4.93%	1.56%
47024	Laurel	$1,415	8.5%	2.97%	0.59%
46224	Indianapolis	$1,415	25.7%	4.83%	1.57%
46703	Angola	$1,415	64.4%	5.13%	0.80%
47369	Pennville	$1,415	9.9%	3.97%	1.59%
47906	West Lafayette	$1,414	19.7%	2.23%	0.53%
47161	New Salisbury	$1,412	20.4%	3.14%	0.90%
46951	Macy	$1,411	36.5%	5.10%	1.36%
46227	Indianapolis	$1,409	50.8%	5.47%	1.03%
47610	Chandler	$1,408	49.0%	3.66%	0.10%
47611	Chrisney	$1,407	6.7%	2.74%	1.37%
47111	Charlestown	$1,407	27.5%	4.33%	2.40%
46051	Lapel	$1,407	37.3%	3.73%	1.04%
46785	Saint Joe	$1,406	18.4%	2.36%	0.47%
46702	Andrews	$1,406	70.0%	3.31%	1.20%
46035	Colfax	$1,405	34.7%	2.20%	2.20%
46221	Indianapolis	$1,404	45.3%	5.91%	1.03%
46784	Rome City	$1,404	26.2%	2.06%	0.62%
47523	Dale	$1,403	51.0%	2.75%	0.27%
47520	Cannelton	$1,403	51.0%	5.14%	1.54%
46065	Rossville	$1,401	4.3%	1.20%	0.34%
47960	Monticello	$1,401	38.9%	2.96%	1.17%
47150	New Albany	$1,400	132.4%	14.09%	1.54%
47283	Westport	$1,400	34.1%	3.60%	0.68%
47346	Hagerstown	$1,399	29.5%	4.30%	0.59%
47339	Economy	$1,399	3.8%	2.74%	1.37%
46176	Shelbyville	$1,398	60.7%	5.65%	1.01%
47451	Oolitic	$1,397	16.2%	3.48%	1.00%
46988	Twelve Mile	$1,395	61.0%	5.41%	N/A
47203	Columbus	$1,395	42.6%	4.36%	0.64%
47272	Saint Paul	$1,395	147.3%	24.21%	1.05%
46504	Bourbon	$1,394	110.5%	2.90%	1.79%
46760	Kimmell	$1,393	188.0%	15.76%	1.21%
46932	Galveston	$1,393	26.0%	3.54%	0.64%
46974	Roann	$1,393	74.5%	4.02%	2.23%
47351	Kennard	$1,393	6.8%	N/A	3.45%
47340	Farmland	$1,392	117.5%	3.69%	1.23%
47229	Crothersville	$1,391	25.8%	2.64%	1.32%
46534	Knox	$1,391	51.3%	4.13%	1.27%
47270	Paris Crossing	$1,391	7.2%	1.92%	4.81%
47359	Montpelier	$1,390	18.5%	2.50%	0.71%
47003	West College Corner	$1,390	36.9%	5.36%	0.89%
47837	Carbon	$1,387	25.7%	4.08%	0.51%
46394	Whiting	$1,387	42.1%	2.58%	1.98%
46926	Denver	$1,387	8.0%	2.74%	N/A
47355	Lynn	$1,387	16.6%	2.51%	0.63%
47928	Cayuga	$1,386	43.2%	8.58%	1.18%
46845	Fort Wayne	$1,386	69.4%	6.71%	1.11%
46554	North Liberty	$1,386	18.6%	2.34%	1.04%
47020	Florence	$1,386	11.3%	2.73%	N/A
46781	Poneto	$1,385	334.8%	14.88%	2.48%
46539	Mentone	$1,385	23.3%	3.40%	1.85%
47142	Mauckport	$1,385	4.8%	1.82%	2.73%
47243	Hanover	$1,383	27.9%	1.28%	0.96%
46975	Rochester	$1,382	39.5%	3.67%	1.64%
47325	Brownsville	$1,382	26.5%	3.03%	N/A
46052	Lebanon	$1,380	48.6%	3.87%	0.64%
47959	Monon	$1,378	62.2%	3.65%	1.22%
47501	Washington	$1,378	41.3%	5.59%	0.84%
46748	Huntertown	$1,377	70.4%	5.35%	0.61%
47970	Otterbein	$1,377	66.0%	3.85%	0.96%
46218	Indianapolis	$1,376	44.6%	7.76%	2.64%
46563	Plymouth	$1,376	39.3%	2.41%	0.76%
46987	Sweetser	$1,375	104.8%	5.26%	0.88%
47586	Tell City	$1,375	51.8%	5.79%	0.82%
46787	South Whitley	$1,374	27.3%	2.69%	1.11%
47948	Goodland	$1,373	34.3%	3.55%	1.42%
47453	Owensburg	$1,372	7.1%	3.39%	N/A
47175	Taswell	$1,372	14.6%	1.71%	1.71%
47905	Lafayette	$1,372	28.0%	2.45%	0.53%
46524	Etna Green	$1,372	22.3%	4.23%	1.88%
46793	Waterloo	$1,372	27.3%	2.87%	0.84%
46590	Winona Lake	$1,372	48.1%	4.23%	0.42%
46705	Ashley	$1,371	303.1%	0.98%	N/A
47388	Sulphur Springs	$1,371	30.7%	4.55%	3.03%
47227	Commiskey	$1,369	8.2%	5.06%	N/A
46743	Harlan	$1,369	20.2%	3.16%	1.05%
46994	Walton	$1,368	9.6%	1.73%	1.49%
47832	Bloomingdale	$1,368	59.9%	6.50%	N/A
46950	Lucerne	$1,365	69.8%	6.17%	1.23%
47995	Wolcott	$1,364	4.6%	0.82%	2.88%
47274	Seymour	$1,364	25.5%	3.44%	0.93%
47390	Union City	$1,363	34.8%	3.20%	0.84%
46970	Peru	$1,363	30.6%	2.71%	1.04%
46216	Indianapolis	$1,362	54.8%	5.90%	0.33%
47429	Ellettsville	$1,362	26.0%	2.86%	0.91%
46574	Walkerton	$1,362	45.6%	2.93%	1.11%
46901	Kokomo	$1,362	42.3%	3.39%	0.73%
47404	Bloomington	$1,361	25.2%	3.07%	0.49%
47246	Hope	$1,357	29.2%	4.37%	0.95%
47043	Vevay	$1,357	54.8%	2.59%	0.49%
47231	Dupont	$1,357	7.0%	2.13%	1.06%
47971	Oxford	$1,357	1.4%	0.72%	1.81%
46991	Van Buren	$1,356	10.3%	3.27%	0.41%
47804	Terre Haute	$1,356	34.0%	3.74%	1.29%
47223	Butlerville	$1,355	59.2%	4.55%	N/A
47327	Cambridge City	$1,354	29.5%	3.03%	0.84%
46570	Tippecanoe	$1,353	105.9%	2.01%	2.01%
47585	Stendal	$1,351	31.7%	2.82%	N/A
46405	Lake Station	$1,350	50.1%	6.24%	2.16%
47711	Evansville	$1,350	40.8%	6.45%	0.86%
47362	New Castle	$1,349	44.4%	4.41%	1.15%
47373	Redkey	$1,349	24.3%	3.78%	1.68%
47038	Patriot	$1,349	17.3%	2.84%	1.42%
46960	Monterey	$1,348	4.1%	1.31%	3.27%
46923	Delphi	$1,348	25.8%	2.88%	0.88%
46759	Keystone	$1,347	N/A	N/A	1.69%
47568	Plainville	$1,346	113.1%	N/A	1.30%
46537	Lapaz	$1,346	N/A	N/A	1.33%
47273	Scipio	$1,345	7.2%	1.75%	1.75%
46794	Wawaka	$1,344	33.8%	4.17%	2.78%
46989	Upland	$1,344	33.1%	3.96%	0.32%
47304	Muncie	$1,342	36.6%	4.14%	0.46%
46001	Alexandria	$1,340	33.0%	4.35%	1.06%
47336	Dunkirk	$1,340	31.3%	3.39%	1.35%
47345	Greens Fork	$1,337	28.6%	1.76%	1.76%
47331	Connersville	$1,336	34.2%	3.54%	2.37%
46938	Jonesboro	$1,336	16.4%	3.55%	1.29%
46732	Cromwell	$1,336	68.5%	7.41%	1.59%
47108	Campbellsburg	$1,334	70.6%	5.99%	1.12%
46070	Summitville	$1,334	61.1%	5.05%	0.80%
46798	Yoder	$1,334	158.8%	20.18%	2.24%
46797	Woodburn	$1,334	73.3%	3.91%	0.68%
47923	Brookston	$1,333	8.8%	1.62%	0.94%
47368	Parker City	$1,332	16.0%	2.76%	0.69%
47403	Bloomington	$1,332	31.9%	2.79%	0.75%
47581	Shoals	$1,331	18.9%	4.12%	1.55%
46528	Goshen	$1,330	30.0%	3.40%	1.06%
46107	Beech Grove	$1,328	52.9%	4.54%	0.95%
47130	Jeffersonville	$1,326	24.9%	3.88%	1.87%
46303	Cedar Lake	$1,321	39.9%	2.31%	1.51%
46773	Monroeville	$1,321	120.5%	5.63%	1.58%
46804	Fort Wayne	$1,320	131.2%	17.01%	1.03%
46012	Anderson	$1,320	43.4%	4.61%	0.90%
46506	Bremen	$1,320	39.9%	2.11%	1.51%
46992	Wabash	$1,319	17.9%	2.58%	0.68%
46928	Fairmount	$1,319	17.8%	3.83%	0.36%
47710	Evansville	$1,317	76.8%	4.85%	1.21%
46016	Anderson	$1,317	45.3%	4.93%	2.47%
46721	Butler	$1,317	45.7%	2.10%	0.52%
46779	Pleasant Lake	$1,316	82.1%	1.96%	0.28%
46746	Howe	$1,315	22.2%	4.26%	1.22%
46041	Frankfort	$1,315	49.1%	3.13%	0.72%
46327	Hammond	$1,312	36.7%	3.11%	1.39%
47116	Eckerty	$1,311	12.6%	0.88%	0.88%
46324	Hammond	$1,311	58.6%	4.93%	1.33%
46802	Fort Wayne	$1,310	34.1%	2.46%	2.75%
47371	Portland	$1,310	32.2%	2.52%	1.18%
47714	Evansville	$1,310	35.0%	5.84%	1.28%
47980	Reynolds	$1,309	19.1%	4.60%	1.15%
46017	Anderson	$1,308	58.9%	4.40%	0.97%
46723	Churubusco	$1,306	119.3%	8.24%	0.43%
46799	Zanesville	$1,305	16.9%	2.27%	N/A
46982	Silver Lake	$1,305	33.4%	4.25%	0.94%
46628	South Bend	$1,305	38.8%	3.34%	1.08%
46323	Hammond	$1,299	62.2%	5.07%	1.77%
46953	Marion	$1,298	52.5%	5.03%	1.85%
46048	Ingalls	$1,296	19.8%	4.25%	0.71%
46319	Griffith	$1,296	24.7%	3.72%	1.10%
46710	Avilla	$1,295	16.1%	1.92%	0.60%
46766	Liberty Center	$1,294	2.0%	1.25%	1.25%
46947	Logansport	$1,294	33.9%	2.51%	0.99%
46543	Millersburg	$1,294	63.9%	4.21%	1.92%
46807	Fort Wayne	$1,293	33.2%	4.55%	1.54%
47265	North Vernon	$1,292	49.3%	5.91%	1.41%
46747	Hudson	$1,291	11.9%	3.03%	0.71%
46075	Whitestown	$1,290	25.8%	3.24%	1.35%
46614	South Bend	$1,288	27.2%	3.60%	0.75%
46725	Columbia City	$1,288	138.2%	11.41%	0.61%
46742	Hamilton	$1,283	31.5%	2.19%	0.73%
46957	Matthews	$1,283	120.1%	8.60%	N/A
46616	South Bend	$1,282	18.2%	2.90%	1.29%
47330	Centerville	$1,280	27.9%	4.00%	1.22%
47303	Muncie	$1,280	33.5%	4.64%	1.14%
47348	Hartford City	$1,279	63.7%	4.68%	1.09%
46902	Kokomo	$1,279	43.7%	3.35%	0.60%
46816	Fort Wayne	$1,279	59.2%	5.37%	2.18%
46933	Gas City	$1,278	40.4%	4.45%	1.35%
46241	Indianapolis	$1,277	68.1%	6.66%	1.36%
46322	Highland	$1,277	21.9%	2.42%	1.04%
46561	Osceola	$1,276	43.6%	3.52%	0.89%
47341	Fountain City	$1,276	17.6%	3.33%	0.74%
46777	Ossian	$1,275	31.1%	5.04%	1.41%
46701	Albion	$1,275	40.6%	4.06%	0.81%
46542	Milford	$1,274	15.5%	3.60%	0.90%
46582	Warsaw	$1,274	26.5%	4.70%	0.73%
46795	Wolcottville	$1,274	67.6%	2.45%	0.72%
47335	Dublin	$1,273	12.5%	5.95%	N/A
47394	Winchester	$1,268	40.2%	3.98%	0.95%
46761	Lagrange	$1,268	31.4%	2.94%	0.78%
46741	Grabill	$1,261	35.9%	3.36%	0.90%
46514	Elkhart	$1,259	39.8%	3.05%	0.98%
46553	New Paris	$1,257	31.0%	4.60%	1.95%
46750	Huntington	$1,256	23.9%	2.86%	1.04%
46711	Berne	$1,252	25.8%	2.10%	1.50%
46376	Schneider	$1,248	11.3%	2.94%	N/A
46740	Geneva	$1,247	10.9%	2.93%	0.73%
46637	South Bend	$1,246	24.3%	3.26%	0.96%
46706	Auburn	$1,245	30.3%	2.94%	0.72%
47129	Clarksville	$1,244	21.2%	4.29%	2.35%
46510	Claypool	$1,243	51.8%	2.79%	0.98%
47983	Stockwell	$1,242	5.4%	2.50%	N/A
47909	Lafayette	$1,240	30.8%	2.70%	0.72%
46517	Elkhart	$1,236	31.1%	3.77%	0.98%
46516	Elkhart	$1,235	26.5%	3.45%	1.55%
46619	South Bend	$1,234	28.4%	2.58%	1.59%
46580	Warsaw	$1,231	15.8%	2.95%	0.65%
46755	Kendallville	$1,229	32.2%	2.83%	1.09%
46565	Shipshewana	$1,229	12.4%	1.46%	0.49%
46550	Nappanee	$1,228	24.8%	3.92%	0.95%
46772	Monroe	$1,227	17.8%	4.57%	0.57%
46767	Ligonier	$1,224	119.4%	3.11%	0.78%
47280	Taylorsville	$1,222	291.5%	17.07%	1.22%
46962	North Manchester	$1,221	22.7%	2.45%	0.32%
46346	Kingsford Heights	$1,218	213.6%	9.44%	1.11%
46013	Anderson	$1,218	32.2%	4.08%	1.03%
46613	South Bend	$1,217	19.4%	3.07%	2.13%
46803	Fort Wayne	$1,214	52.2%	6.26%	2.18%
47302	Muncie	$1,214	59.8%	3.17%	1.06%
46635	South Bend	$1,212	21.5%	3.20%	1.09%
47941	Dayton	$1,211	4.3%	2.00%	0.40%
46806	Fort Wayne	$1,211	44.1%	4.68%	2.09%
46819	Fort Wayne	$1,208	154.7%	19.49%	1.09%
46714	Bluffton	$1,206	35.8%	2.90%	0.73%
46815	Fort Wayne	$1,202	52.8%	5.17%	1.14%
47374	Richmond	$1,201	22.8%	3.27%	1.26%
46958	Mexico	$1,198	4.2%	5.41%	N/A
47353	Liberty	$1,193	36.0%	2.72%	0.63%
46835	Fort Wayne	$1,182	62.0%	6.33%	1.04%
46545	Mishawaka	$1,180	43.8%	3.14%	1.34%
46571	Topeka	$1,175	29.0%	2.54%	N/A
46733	Decatur	$1,174	38.5%	3.38%	0.72%
46738	Garrett	$1,167	13.3%	2.26%	0.82%
46555	North Webster	$1,164	88.3%	9.69%	1.08%
47513	Birdseye	$1,162	13.6%	1.81%	1.36%
46615	South Bend	$1,157	80.7%	3.26%	1.17%
46526	Goshen	$1,153	58.3%	4.63%	0.92%
46805	Fort Wayne	$1,152	35.0%	3.83%	1.38%
46544	Mishawaka	$1,145	39.1%	3.11%	0.86%
46562	Pierceton	$1,145	17.7%	2.57%	0.32%
46825	Fort Wayne	$1,138	57.3%	5.99%	1.13%
46776	Orland	$1,116	49.1%	3.42%	2.74%
47904	Lafayette	$1,115	37.3%	2.43%	0.96%
46774	New Haven	$1,112	54.7%	5.57%	1.12%
46818	Fort Wayne	$1,097	63.5%	6.79%	0.87%
46809	Fort Wayne	$1,090	213.3%	21.57%	1.02%
46808	Fort Wayne	$1,064	34.9%	3.66%	1.15%

Indiana Insurance Guides

Why Is Homeowners Insurance So Expensive?

Key factors driving premium increases nationwide

The Insurance Nonrenewal Crisis

Why insurers are dropping policyholders and what it means

Understanding Loss Ratios

What loss ratios reveal about your state's insurance market

Insurance Costs by State

How Indiana compares to other states

Explore More Insurance Data

Premium Rankings

Most & least expensive ZIPs and states nationwide

Dental Insurance in Indiana

DHMO vs DPPO premiums (NADP 2024)

Compare All States

Average premiums and nonrenewals across the U.S.

Natural-hazard context (FEMA NRI)

County National Risk Index scores joined to Indiana ZIP codes in the same FIO filing year. This is hazard and vulnerability context from FEMA, not a premium driver table and not a quote.

Mean county risk score

56.6

37th of 50 states by mean score · national mean 69.3

Counties joined

Distinct county FIPS on Indiana FIO ZIPs

Most common top hazard

Tornado

57 of 92 counties

Highest FEMA NRI counties in Indiana
County	Risk score	Rating	Top hazard
Marion	97.5	Relatively High	Tornado
Lake	95.9	Relatively High	Cold Wave
Vanderburgh	91.3	Relatively Moderate	Earthquake

Counties with elevated FEMA hazard ratings in Indiana
Hazard	Elevated counties	Share of joined
Tornado	13	14%
Winter weather	10	11%
Flooding	3	3%
Hail	1	1%

Elevated = FEMA Relatively High or Very High rating on that hazard column. Ratings are independent per hazard; a county can appear in more than one row.

Source: FEMA National Risk Index · research board: top counties by NRI score.

Nationwide states with similar insurance profiles

Two FIO peer sets for Indiana: nearest other states by average homeowners premium and by statewide nonrenewal rate. These are cross-state neighborhoods, not the in-state ZIP table above.

Similar average premium

Nearest states by average homeowners premium ($1,481/yr here).

New Hampshire $1,428/yr Kentucky $1,557/yr New Mexico $1,577/yr Washington $1,384/yr

Similar nonrenewal rate

Nearest states by average nonrenewal rate (1.27% here).

Colorado 1.27% Montana 1.26% Tennessee 1.33% Iowa 1.20%

Frequently Asked Questions

What is the average homeowners insurance cost in Indiana? ▼

Averaged across the 671 Indiana ZIP codes in the U.S. Treasury FIO data, the annual homeowners premium is $1,481. This is 17% below the national average of $1,776.

How have insurance premiums changed in Indiana? ▼

Indiana homeowners insurance premiums changed by +3.4% between 2018 and 2022. The 2022 average loss ratio is 48.4%, meaning insurers pay out that percentage of earned premiums in claims.

Which ZIP code has the most expensive insurance in Indiana? ▼

The most expensive ZIP code for homeowners insurance in Indiana is 46290, with an average premium of $3,199/yr. The most affordable is 46808 at $1,064/yr.

What is the nonrenewal rate for Indiana homeowners insurance? ▼

Averaged across the Indiana ZIP codes that report one (92% of the state's ZIP codes), the nonrenewal rate is 1.27%. This rate has changed by -14.7% from 2018 to 2022. Nonrenewals occur when an insurer declines to renew an existing policy at expiration. ZIP 46204 has the highest nonrenewal rate in the state at 3.17%.

What is a loss ratio and what does Indiana's mean? ▼

A loss ratio measures how much an insurer pays out in claims compared to premiums collected. Indiana's 2022 average loss ratio is 48.4%. Ratios above 100% indicate insurers are paying more in claims than they collect, which often leads to premium increases.

How often do homeowners file insurance claims in Indiana? ▼

The average claim frequency in Indiana is 4.54%, meaning that percentage of policies result in a claim each year. The average claim severity (cost per claim) is $17,096. Higher claim frequency and severity typically correlate with higher premiums.

What natural hazards drive risk in Indiana? ▼

Across 92 FEMA National Risk Index counties that join to Indiana ZIP codes in the FIO file, the mean county risk score is 56.6 (18% below the 50-state mean of 69.3). The most common county-level top hazard is Tornado (57 of 92 counties). Elevated (Relatively High or Very High) county ratings concentrate in Tornado (13), Winter weather (10), Flooding (3). NRI scores are county hazard/vulnerability context from FEMA; they are not premiums and are not a quote.

Indiana in the FIO registry

State averages sit next to ZIP-level premium and nonrenewal extracts from the same filing year.

Indiana ZIP premiums and nonrenewal rates in the same table. ZIP table
National premium board versus the population-floored nonrenewal board. Rankings
How competition ranks and dual boards are derived. Methodology

State figures are 2022 averages across ZIP-level U.S. Treasury FIO observations (changes compare 2018 with 2022), a benchmark, not a quote for any individual home.

Source: U.S. Department of the Treasury, Federal Insurance Office (FIO) Homeowners Insurance Data (2018-2022). Premiums are ZIP-level averages and may not reflect individual policy costs

Browse all ZIPs → | Rankings → | All states →

Compiled by PlainInsure , Insurance Transparency Editorial Process · May 15, 2026

Source data: U.S. Treasury FIO · FEMA National Risk Index · NOAA Storm Events. See our methodology.

Every figure on PlainInsure is rendered directly from U.S. Treasury Federal Insurance Office data, no number is typed in by an editor. This state's figures are rendered directly from U.S. Treasury FIO data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.

Indiana Homeowners Insurance

How Indiana Compares

Data Snapshot: Indiana Homeowners Insurance

Loss Ratio Reading: Indiana

Premium Trends (2018-2022)

Average premium in Indiana, 2018–2022

Most Expensive ZIP Codes in Indiana

Most Affordable ZIP Codes in Indiana

All ZIP Codes in Indiana

Indiana Insurance Guides

Explore More Insurance Data

Natural-hazard context (FEMA NRI)

Nationwide states with similar insurance profiles

Similar average premium

Similar nonrenewal rate

Frequently Asked Questions

Related