ZIP 98533 Insurance Data

Data Snapshot: ZIP 98533 (Cinebar, WA)

ZIP 98533 (Cinebar, WA) shows an average homeowners insurance premium of $1,301 per year as of 2022, based on U.S. Treasury FIO ZIP-level observations across approximately 2 reported policies. That is 27% below the national average of $1,776 per year, placing this ZIP in the 31th percentile nationally. Compared to the Washington state average of $1,384, this ZIP runs 6% below, reflecting neighborhood-level differences in catastrophe exposure, property age, and claims history.

Nonrenewal — insurers declining to extend coverage at policy expiration — occurs at 0.72% in this ZIP; rising nonrenewal often signals insurer retreat from high-risk markets.

Across 5 years (2018–2022), premiums in ZIP 98533 have risen by 2.8%, ranging from $1,255 to $1,301 with a five-year average of $1,280 — an annualized rate of +0.7% per year. FIO data aggregates voluntary reporting from the 40 largest homeowners insurers, covering roughly 80% of the U.S. market, so figures represent market averages rather than individual policy quotes; your own premium will vary with dwelling value, deductible, coverage limits, construction type, and insurer-specific underwriting. This page is educational research only and is not insurance advice — homeowners should request quotes from multiple licensed carriers or an independent agent before purchasing or renewing coverage.