ZIP 84712 Insurance Data

Data Snapshot: ZIP 84712 (Antimony, UT)

ZIP 84712 (Antimony, UT) shows an average homeowners insurance premium of $1,035 per year as of 2022, based on U.S. Treasury FIO ZIP-level observations. That is 42% below the national average of $1,776 per year, placing this ZIP in the 10th percentile nationally. Compared to the Utah state average of $1,132, this ZIP runs 9% below, reflecting neighborhood-level differences in catastrophe exposure, property age, and claims history.

The loss ratio for ZIP 84712 is 88.5%, meaning insurers are operating on thin margins here. Claim frequency — the share of policies with at least one claim — is 4.82%, and the average claim severity (amount paid per claim) is $19,017.

Across 5 years (2018–2022), premiums in ZIP 84712 have risen by 4.5%, ranging from $991 to $1,077 with a five-year average of $1,042 — an annualized rate of +1.1% per year. FIO data aggregates voluntary reporting from the 40 largest homeowners insurers, covering roughly 80% of the U.S. market, so figures represent market averages rather than individual policy quotes; your own premium will vary with dwelling value, deductible, coverage limits, construction type, and insurer-specific underwriting. This page is educational research only and is not insurance advice — homeowners should request quotes from multiple licensed carriers or an independent agent before purchasing or renewing coverage.