ZIP 83547 Insurance Data

Data Snapshot: ZIP 83547 (Pollock, ID)

ZIP 83547 (Pollock, ID) shows an average homeowners insurance premium of $1,130 per year as of 2022, based on U.S. Treasury FIO ZIP-level observations. That is 36% below the national average of $1,776 per year, placing this ZIP in the 17th percentile nationally. Compared to the Idaho state average of $1,321, this ZIP runs 14% below, reflecting neighborhood-level differences in catastrophe exposure, property age, and claims history.

Nonrenewal — insurers declining to extend coverage at policy expiration — occurs at 5.32% in this ZIP; rising nonrenewal often signals insurer retreat from high-risk markets.

Across 5 years (2018–2022), premiums in ZIP 83547 have fallen by 10.8%, ranging from $1,130 to $1,267 with a five-year average of $1,195 — an annualized rate of -2.8% per year. FIO data aggregates voluntary reporting from the 40 largest homeowners insurers, covering roughly 80% of the U.S. market, so figures represent market averages rather than individual policy quotes; your own premium will vary with dwelling value, deductible, coverage limits, construction type, and insurer-specific underwriting. This page is educational research only and is not insurance advice — homeowners should request quotes from multiple licensed carriers or an independent agent before purchasing or renewing coverage.