ZIP 63767 Insurance Data

Data Snapshot: ZIP 63767 (Morley, MO)

ZIP 63767 (Morley, MO) shows an average homeowners insurance premium of $2,011 per year as of 2022, based on U.S. Treasury FIO ZIP-level observations across approximately 189 reported policies. That is 13% above the national average of $1,776 per year, placing this ZIP in the 76th percentile nationally. Compared to the Missouri state average of $2,056, this ZIP runs 2% below, reflecting neighborhood-level differences in catastrophe exposure, property age, and claims history.

Across 5 years (2018–2022), premiums in ZIP 63767 have risen by 3.2%, ranging from $1,799 to $2,011 with a five-year average of $1,906 — an annualized rate of +0.8% per year. FIO data aggregates voluntary reporting from the 40 largest homeowners insurers, covering roughly 80% of the U.S. market, so figures represent market averages rather than individual policy quotes; your own premium will vary with dwelling value, deductible, coverage limits, construction type, and insurer-specific underwriting. This page is educational research only and is not insurance advice — homeowners should request quotes from multiple licensed carriers or an independent agent before purchasing or renewing coverage.