ZIP 61338 Insurance Data

Data Snapshot: ZIP 61338 (Manlius, IL)

ZIP 61338 (Manlius, IL) shows an average homeowners insurance premium of $1,350 per year as of 2022, based on U.S. Treasury FIO ZIP-level observations across approximately 193 reported policies. That is 24% below the national average of $1,776 per year, placing this ZIP in the 35th percentile nationally. Compared to the Illinois state average of $1,631, this ZIP runs 17% below, reflecting neighborhood-level differences in catastrophe exposure, property age, and claims history.

Across 5 years (2018–2022), premiums in ZIP 61338 have risen by 20.6%, ranging from $1,119 to $1,393 with a five-year average of $1,272 — an annualized rate of +4.8% per year. FIO data aggregates voluntary reporting from the 40 largest homeowners insurers, covering roughly 80% of the U.S. market, so figures represent market averages rather than individual policy quotes; your own premium will vary with dwelling value, deductible, coverage limits, construction type, and insurer-specific underwriting. This page is educational research only and is not insurance advice — homeowners should request quotes from multiple licensed carriers or an independent agent before purchasing or renewing coverage.