ZIP 54214 Insurance Data

Data Snapshot: ZIP 54214 (Francis Creek, WI)

ZIP 54214 (Francis Creek, WI) shows an average homeowners insurance premium of $917 per year as of 2022, based on U.S. Treasury FIO ZIP-level observations across approximately 451 reported policies. That is 48% below the national average of $1,776 per year, placing this ZIP in the 3th percentile nationally. Compared to the Wisconsin state average of $1,224, this ZIP runs 25% below, reflecting neighborhood-level differences in catastrophe exposure, property age, and claims history.

Across 5 years (2018–2022), premiums in ZIP 54214 have risen by 15.2%, ranging from $796 to $943 with a five-year average of $860 — an annualized rate of +3.6% per year. FIO data aggregates voluntary reporting from the 40 largest homeowners insurers, covering roughly 80% of the U.S. market, so figures represent market averages rather than individual policy quotes; your own premium will vary with dwelling value, deductible, coverage limits, construction type, and insurer-specific underwriting. This page is educational research only and is not insurance advice — homeowners should request quotes from multiple licensed carriers or an independent agent before purchasing or renewing coverage.