ZIP 38333 Insurance Data

Data Snapshot: ZIP 38333 (Eva, TN)

ZIP 38333 (Eva, TN) shows an average homeowners insurance premium of $1,771 per year as of 2022, based on U.S. Treasury FIO ZIP-level observations across approximately 8 reported policies. That is 0% below the national average of $1,776 per year, placing this ZIP in the 64th percentile nationally. Compared to the Tennessee state average of $1,728, this ZIP runs 2% above, reflecting neighborhood-level differences in catastrophe exposure, property age, and claims history.

Across 5 years (2018–2022), premiums in ZIP 38333 have risen by 14.8%, ranging from $1,541 to $1,796 with a five-year average of $1,687 — an annualized rate of +3.5% per year. FIO data aggregates voluntary reporting from the 40 largest homeowners insurers, covering roughly 80% of the U.S. market, so figures represent market averages rather than individual policy quotes; your own premium will vary with dwelling value, deductible, coverage limits, construction type, and insurer-specific underwriting. This page is educational research only and is not insurance advice — homeowners should request quotes from multiple licensed carriers or an independent agent before purchasing or renewing coverage.