ZIP 25164 Insurance Data

Data Snapshot: ZIP 25164 (Procious, WV)

ZIP 25164 (Procious, WV) shows an average homeowners insurance premium of $1,254 per year as of 2022, based on U.S. Treasury FIO ZIP-level observations across approximately 16 reported policies. That is 29% below the national average of $1,776 per year, placing this ZIP in the 28th percentile nationally. Compared to the West Virginia state average of $1,167, this ZIP runs 7% above, reflecting neighborhood-level differences in catastrophe exposure, property age, and claims history.

Across 5 years (2018–2022), premiums in ZIP 25164 have fallen by 20.2%, ranging from $1,238 to $1,572 with a five-year average of $1,344 — an annualized rate of -5.5% per year. FIO data aggregates voluntary reporting from the 40 largest homeowners insurers, covering roughly 80% of the U.S. market, so figures represent market averages rather than individual policy quotes; your own premium will vary with dwelling value, deductible, coverage limits, construction type, and insurer-specific underwriting. This page is educational research only and is not insurance advice — homeowners should request quotes from multiple licensed carriers or an independent agent before purchasing or renewing coverage.