ZIP 03780 Insurance Data

Data Snapshot: ZIP 03780 (Pike, NH)

ZIP 03780 (Pike, NH) shows an average homeowners insurance premium of $1,143 per year as of 2022, based on U.S. Treasury FIO ZIP-level observations across approximately 9 reported policies. That is 36% below the national average of $1,776 per year, placing this ZIP in the 19th percentile nationally. Compared to the New Hampshire state average of $1,428, this ZIP runs 20% below, reflecting neighborhood-level differences in catastrophe exposure, property age, and claims history.

Across 5 years (2018–2022), premiums in ZIP 03780 have fallen by 6.6%, ranging from $1,143 to $1,224 with a five-year average of $1,189 — an annualized rate of -1.7% per year. FIO data aggregates voluntary reporting from the 40 largest homeowners insurers, covering roughly 80% of the U.S. market, so figures represent market averages rather than individual policy quotes; your own premium will vary with dwelling value, deductible, coverage limits, construction type, and insurer-specific underwriting. This page is educational research only and is not insurance advice — homeowners should request quotes from multiple licensed carriers or an independent agent before purchasing or renewing coverage.