ZIP 02791 Insurance Data

Data Snapshot: ZIP 02791 (Westport Point, MA)

ZIP 02791 (Westport Point, MA) shows an average homeowners insurance premium of $3,560 per year as of 2022, based on U.S. Treasury FIO ZIP-level observations across approximately 90 reported policies. That is 100% above the national average of $1,776 per year, placing this ZIP in the 97th percentile nationally. Compared to the Massachusetts state average of $2,294, this ZIP runs 55% above, reflecting neighborhood-level differences in catastrophe exposure, property age, and claims history.

Across 5 years (2018–2022), premiums in ZIP 02791 have risen by 9.3%, ranging from $3,258 to $3,688 with a five-year average of $3,473 — an annualized rate of +2.2% per year. FIO data aggregates voluntary reporting from the 40 largest homeowners insurers, covering roughly 80% of the U.S. market, so figures represent market averages rather than individual policy quotes; your own premium will vary with dwelling value, deductible, coverage limits, construction type, and insurer-specific underwriting. This page is educational research only and is not insurance advice — homeowners should request quotes from multiple licensed carriers or an independent agent before purchasing or renewing coverage.