ZIP 02672 Insurance Data

Data Snapshot: ZIP 02672 (West Hyannisport, MA)

ZIP 02672 (West Hyannisport, MA) shows an average homeowners insurance premium of $5,826 per year as of 2022, based on U.S. Treasury FIO ZIP-level observations across approximately 140 reported policies. That is 228% above the national average of $1,776 per year, placing this ZIP in the 99th percentile nationally. Compared to the Massachusetts state average of $2,294, this ZIP runs 154% above, reflecting neighborhood-level differences in catastrophe exposure, property age, and claims history.

Across 5 years (2018–2022), premiums in ZIP 02672 have risen by 5.7%, ranging from $5,447 to $5,826 with a five-year average of $5,659 — an annualized rate of +1.4% per year. FIO data aggregates voluntary reporting from the 40 largest homeowners insurers, covering roughly 80% of the U.S. market, so figures represent market averages rather than individual policy quotes; your own premium will vary with dwelling value, deductible, coverage limits, construction type, and insurer-specific underwriting. This page is educational research only and is not insurance advice — homeowners should request quotes from multiple licensed carriers or an independent agent before purchasing or renewing coverage.