PlainInsure — Homeowners Insurance Data, Guides & Research https://plaininsure.com Plain-language analyses of official U.S. Treasury and FEMA homeowners-insurance data: editorial guides and original research from PlainInsure, an independent insurance-data publisher. en-us Sat, 13 Jun 2026 05:24:04 GMT <![CDATA[Most Expensive States for Homeowners Insurance: Treasury FIO Premiums Ranked]]> https://plaininsure.com/research/top-states-by-avg-homeowners-premium/ https://plaininsure.com/research/top-states-by-avg-homeowners-premium/ Research <![CDATA[Where Insurers Are Pulling Out: ZIP Codes with the Highest Nonrenewal Rates]]> https://plaininsure.com/research/top-zips-by-nonrenewal-rate/ https://plaininsure.com/research/top-zips-by-nonrenewal-rate/ Research <![CDATA[Highest-Risk U.S. Counties by FEMA National Risk Index]]> https://plaininsure.com/research/top-counties-by-fema-nri-score/ https://plaininsure.com/research/top-counties-by-fema-nri-score/ Research <![CDATA[Why Is My Homeowners Insurance So Expensive? Data Shows ZIP Code Matters Most]]> https://plaininsure.com/guides/why-insurance-expensive/ https://plaininsure.com/guides/why-insurance-expensive/ Guides <![CDATA[Homeowners Insurance Costs by State]]> https://plaininsure.com/guides/insurance-costs-by-state/ https://plaininsure.com/guides/insurance-costs-by-state/ Guides <![CDATA[What Is a Loss Ratio? Understanding the Most Important Number in Insurance]]> https://plaininsure.com/guides/understanding-loss-ratio/ https://plaininsure.com/guides/understanding-loss-ratio/ Guides <![CDATA[The Insurance Nonrenewal Crisis: Where Insurers Are Pulling Out]]> https://plaininsure.com/guides/insurance-nonrenewal-crisis/ https://plaininsure.com/guides/insurance-nonrenewal-crisis/ Guides <![CDATA[Understanding Homeowners Insurance Premiums]]> https://plaininsure.com/guides/understanding-homeowners-insurance-premiums/ https://plaininsure.com/guides/understanding-homeowners-insurance-premiums/ Guides <![CDATA[Climate Risk and Home Insurance]]> https://plaininsure.com/guides/climate-risk-and-home-insurance/ https://plaininsure.com/guides/climate-risk-and-home-insurance/ Guides <![CDATA[How to Compare Insurance Costs by ZIP Code]]> https://plaininsure.com/guides/how-to-compare-insurance-costs-by-zip-code/ https://plaininsure.com/guides/how-to-compare-insurance-costs-by-zip-code/ Guides